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Waterfront Homes & Condos for Sale in West Central Florida

$97,900
1 Beds 1 Baths Green Dolphin Park Condo SubDv. 34689 Zip Code
Another wonderful opportunity to own a piece of Paradise within minutes to fabulous and gorgeous GULF BEACHES and CHAMPIONSHIP GOLF. NO FLOOD ZONE, HIGH & DRY! Rarely Available Ground-Floor Condo in Vibrant 55+ Green Dolphin Community! Don’t miss this beautifully updated in coastal decor 1-bedroom, 1-bathroom and furnished ground-floor condo, perfectly located in the highly sought-after Green Dolphin 55+ community! Featuring a modernized kitchen, a sunroom, updated AC/2020, new Hot water heater/2025 and an updated electrical panel in 2018. This is truly a move-in ready gem that offers both comfort and convenience in a truly unbeatable location. Step outside your door and enjoy a wide range of resort-style amenities, including a large, heated pool, tennis courts, shuffleboard, and a clubhouse equipped with a fitness center, billiards, darts, recreation room, and a full kitchen library/game room—ideal for social gatherings and staying active. Situated right next to the Tarpon Springs Golf Course. Enjoy easy access to the famous Sponge Docks, SUNSET & FRED HOWARD BEACHES, parks, art festivals, concerts, and top-rated restaurants. Plus, you're just a short drive to Clearwater Beach, Honeymoon Island and nearby small towns of Dunedin, Palm Harbor and Safety Harbor. Historic downtown Tarpon Springs is full of charm with brick streets, antique shops, art galleries, and a calendar packed with events—from First Friday street festivals to art shows, concerts, parades, and seasonal markets. Outdoor lovers appreciate the Pinellas Trail, a 50+ mile paved trail that runs right through the city—great for biking, walking, or jogging. There are also golf courses, nature parks, and plenty of spots to fish or boat. Tarpon Springs offers the perfect mix of small-town feel and modern convenience. You’re close to shopping centers, hospitals, and major roadways—with easy access to Tampa International Airport and PIE airport as well.

1250 S Pinellas Avenue Unit 306, Tarpon Springs

$98,500
1 Beds 1 Baths Twin Oaks Apts SubDv. 33778 Zip Code
Move-in ready and meticulously maintained, this charming 1-bedroom, 1-bath villa-style condo in the desirable 55+ Twin Oaks community offers comfortable, low-maintenance living in the heart of Seminole. With 985 square feet of thoughtfully designed space and fresh interior paint throughout, this home is truly ready for its next owner. Quality updates provide confidence for years to come, including impact-rated Simonton StormBreaker windows (2020), a new tile roof (2024), new Hunter ceiling fans (2025), a new water heater (2025), and a new stove and microwave (2026). The community has also recently completed fresh exterior painting on all buildings and relining of the sewer pipes, adding even more value and long-term peace of mind. Twin Oaks is beloved for its friendly atmosphere, active lifestyle, and unbeatable central Pinellas County location. Residents enjoy a community pool, shuffleboard courts, clubhouse, and a variety of social activities including Bingo, Pinochle, Coffee Hour, and more. Plus, no flood insurance is required, the home is located in a non-evacuation zone, and the affordable HOA fee covers nearly everything except electric, making ownership both easy and affordable. Whether you're searching for a year-round residence or the perfect Florida getaway, this spotless home offers an exceptional opportunity in one of Seminole's most welcoming 55+ communities. Schedule your private showing today!

11200 102nd Avenue Unit 48, Seminole

$98,900
2 Beds 1 Baths Clearview Oaks Condo SubDv. 33709 Zip Code
NO HURRICANE DAMAGES during 2024 to this 2-bedrooms condominium, which is located in X presently NON-EVACUATION ZONE The building is in the east end of the complex, not facing another building, and the unit features views of trees and Landscaping on larger residential lots from your front windows, NEW ELECTRICAL PANEL(2026) with Surge Protector for entire condo, NEWER PERGO WOOD-LAMINATE FLOORING in living/dining room combo, kitchen, and both bedrooms, neutral colors of wall-paint to match with your personal furniture and decorations, NEWER WATER HEATER, NEWER toilet, WASHER AND DRYER in spacious FLORIDA ROOM, CENTRAL AC was SERVICED IN FEBRUARY OF 2026, and NEWER COOKTOP installed in 2026. Cleaned and reconstructed the previous intake ductwork to the central-HVAC/AC, well-kept kitchen and bathroom, two exterior doors one to the living/dining room combo and the other exterior door to the 2nd bedroom. Not facing another building, this building offers a little more privacy than buildings in some other streets. TENTING was completed in JANUARY OF 2025. There is no land lease or land lease fee; just one fee to the association and that monthly fee to the association includes CABLE, INTERNET, Wi-Fi, water, sewer, trash removal, maintenance of the exterior common elements, and insurance of the building exterior while buyer is advised to get insurance for the interior. This PET-FRIENDLY complex located in Kenneth City is within the north-west part of St. Petersburg. Approximately 7 miles away from each Madeira Beach and St Pete Beach, this complex is located about 4 blocks east from Clearview Oaks Management Condominium Association's shuffleboard court and a clubhouse with a library, a pool-table, and a piano.

4060 55th Street N Unit 1209, Kenneth City

$99,000
1 Beds 2 Baths Cambridge H Condo SubDv. 33573 Zip Code
Experience resort-style living in the vibrant, carefree retirement community of Kings Point! Welcome to your fully furnished 1-bedroom, 1.5-bath home, where comfort and convenience await. This meticulously maintained home is ready for its new owner, just bring your toothbrush and clothes! As you approach, you'll be welcomed by lush, manicured landscaping and a NEW STORM DOOR that adds extra protection to your beautiful leaded glass door. This unit stands out with its stunning trees and shrubs, creating a serene and inviting atmosphere. Step inside to find updated bamboo flooring throughout the living room, dining room, and bedroom, with tile flooring in the kitchen and bathrooms. NO CARPETS!! The kitchen is bathed in natural light thanks to a solar tube, while NEW IMPACT WINDOWS THROUGHOUT enhance both comfort and energy efficiency. The HVAC system, washer and dryer are only two years old. The bathrooms have been tastefully renovated to offer both style and function. Sliding glass doors in the bedroom lead to your private screened-in lanai, which includes a washer and dryer for added convenience. Outdoors, you'll enjoy a spacious 10 x 20 concrete patio, fully furnished with a table, chairs, umbrella, and BBQ grill all included with the home. The Kings Point community offers a wealth of unbeatable amenities, including 24-hour gated security, cable, internet, exterior and ground maintenance, pest control, water, and an escrow reserves fund. Enjoy access to six community pools, fitness centers, pickleball courts, billiards, and two outstanding restaurants, so you'll never have to cook! Conveniently located near shopping, banks, places of worship, medical offices, and hospitals, Kings Point is also just under an hour from world-renowned beaches. Don't miss your chance to experience the best in active retirement living. Schedule a visit today!

2202 Clubhouse Drive Unit 174, Sun City Center

$99,000
1 Beds 2 Baths Andover H Condo SubDv. 33573 Zip Code
Price Improvement! Fully furnished and move-in ready, this beautifully maintained 1-bedroom, 1.5-bath condo in the gated 55+ community of Kings Point offers an incredible opportunity to enjoy the Florida lifestyle at an exceptional value. Light-filled, spotless, and truly turnkey, this home has been professionally deep cleaned and meticulously cared for, making it one of the easiest and most worry-free options currently available. Inside, you’ll find luxury vinyl plank and tile flooring, an updated kitchen, and a beautifully renovated primary bath featuring a modern walk-in shower. Additional improvements include new vanities, toilets, microwave, garbage disposal, interior paint, baseboards, and window shades. Major system updates have already been completed, including a new electrical panel (2022), AC condenser (2023), complete repipe, water heater (2019), and a brand-new roof (2024), providing valuable peace of mind for the next owner. Enjoy flexible outdoor living with both a screened rear porch and a private concrete patio area behind the unit—perfect for relaxing, extra storage, hobbies, or golf cart parking. An assigned covered carport adds everyday convenience. Kings Point is known for its resort-style amenities and maintenance-free lifestyle, offering 24-hour gated security, indoor and outdoor pools, fitness centers, pickleball and tennis courts, golf courses, clubhouses, social clubs, hobby groups, and countless activities. Monthly fees include premium cable, internet, water, sewer, exterior maintenance, roof, pest control, grounds care, building insurance, and more—allowing you to enjoy stress-free living from day one. Conveniently located near I-75, shopping, dining, beaches, and airports, this furnished condo is an outstanding opportunity for seasonal or full-time living. At this new price, this home offers tremendous value in one of Sun City Center’s most popular 55+ communities. Schedule your showing today before this one is gone.

301 Andover Place S Unit 171, Sun City Center

$99,000
2 Beds 1 Baths Gardens Beacon Square SubDv. 34652 Zip Code
From the moment you step inside, this well-maintained 2-bedroom home feels bright, inviting, and easy to settle into. Located within the 55+ community of Gardens of Beacon Square, it offers a comfortable blend of low-maintenance living and everyday convenience. Updated flooring runs throughout the main living areas, creating a seamless flow from room to room. The living space offers a comfortable layout with plenty of natural light, making it ideal for both relaxing and hosting guests. The kitchen is centrally positioned and designed for functionality, featuring stainless steel appliances and a convenient pass-through window that connects directly to the dining area. This layout keeps everything within reach while still allowing for an open, connected feel between spaces. Just beyond, the dining area provides a dedicated place to gather, while the adjacent Florida room adds valuable flexibility. Whether used as a sitting area, hobby space, or home office, it is a bright extension of the living area that can easily adapt to your needs. Both bedrooms are comfortably sized with built-in closets, and the bathroom is centrally located for easy access. A standout feature for this community, the home includes its own washer and dryer, adding a level of convenience not always found in similar properties. With the roof replaced in 2023 and no flooding during the 2024 hurricane season, this home offers added peace of mind. Residents of Gardens of Beacon Square enjoy access to a community pool, clubhouse, and well-maintained grounds, all designed to support a relaxed and social lifestyle. With exterior maintenance, cable, internet, water, and more included in the monthly fee, day-to-day living is simplified. Located just minutes from shopping, dining, medical facilities, and the Gulf Coast, this home offers both comfort and accessibility in one of New Port Richey’s established 55+ communities. If you’ve been looking for a space that is easy to maintain, well-cared-for, and ready for your personal touch, this home is one to see.

4227 Rax Place Unit 4227, New Port Richey

$99,000
1 Beds 1 Baths Williamsburg Condo SubDv. 33702 Zip Code
Community for All Ages! Priced to Sell! Per seller/association, unit may be rented immediately after purchase. Buyer to verify leasing rules and restrictions with association. Seller states all current special Assessments have been paid in full. Buyer to verify all condo fees, assessments, and association information directly with the association. This Beautifully updated corner, second-floor condo in a highly convenient St. Petersburg location! Enjoy peaceful views from your private balcony overlooking lush green space and mature trees—perfect for relaxing mornings or evenings. Association allows 2 pets. Low HOA fee of $496 covers Pool, Sewer, Water, Trash, Maintenance and reserves and common areas. This well-maintained unit features numerous recent upgrades, including a brand new dishwasher (May 2026), water heater (2025), updated bathroom (2025), and new window treatments (2025). The interior and exterior have been freshly painted, and the building stairs were replaced in 2024, offering added peace of mind. Location is everything, and this one delivers—walking distance to shopping, dining, and everyday essentials, including Publix and Target, making daily errands effortless. Nearby retail hubs like the Target Gateway location on MLK St N provides shopping, groceries, and services all in one place . Plus, you’re close to local restaurants, coffee spots, and conveniences along the 4th Street corridor, known for its wide variety of dining options. For those who enjoy an active lifestyle, you’re just minutes from parks, entertainment, and vibrant downtown St. Pete—home to shopping, dining, nightlife. Commuting is easy with a nearby bus stop and quick access to major roads. Only 20 minutes to Downtown St. Petersburg, 20 minutes to Tampa International Airport, and about 30 minutes to the award-winning Gulf beaches. This move-in ready condo offers the perfect combination of comfort, convenience, and location—ideal for full-time living or a seasonal retreat.

1310 83rd Avenue N Unit D, St Petersburg

$99,000
1 Beds 1 Baths Town Apts Condo SubDv. 33714 Zip Code
Centrally located in the beautifully maintained community of Town Apartments, one of the most popular RETIREMENT communities in Pinellas County. Here’s the opportunity you’ve been looking for!!! Spacious FIRST FLOOR / END UNIT condominium offering 585 sq ft, 1 bed, 1 bath, an additional 8x15 Florida Room and your own reserved parking space directly outside your back door! The recently painted interior and light infused, open floor plan will welcome you home! You’ll enjoy relaxing in your spacious 13x15 Living Room or if you prefer, the Florida Room with lots of natural lighting! The Kitchen offers a gas range, stainless-steel refrigerator and lots of cabinetry and a closet pantry. The 8x8 Dining Room is light and bright. The large 16x11 Master Bedroom offers a spacious walk-in closet. An additional storage closet is found in the Florida Room. Community amenities include a large clubhouse, heated pool with pavers, Billiards Room, Library, shuffleboard courts and lots of activities. Updates include HVAC (<5 yrs old) and new electric panel (2025). Monthly maintenance Fee of $410 includes cable, internet, water/sewer/trash and gas (range, heat and hot water heater), leaving you with only an electric bill! Shopping Plaza at entrance offers a grocery store and a dollar store or you can opt to use the PSTA bus line #75 which will take you to either the Gateway Mall or Tyrone Mall (bus stop near the entrance for your convenience!). Easy access to I-275 and short drive to restaurants, banks, malls and beaches. No pets. Don’t delay – this won’t last long!

5850 18th Street N Unit 7, St Petersburg

$99,000
2 Beds 2 Baths Terrace Park Of Five Towns SubDv. 33709 Zip Code
This 1,235 square foot, two bedroom, two bath condo in the Tiffany building at Five Towns offers the kind of easy, connected living that defines this 55+ St. Petersburg community. A private hallway entry opens into a spacious living and dining room built for entertaining or simply settling in. The galley kitchen is generously sized with a closet pantry for plenty of workspace, and just off the kitchen, a sitting room and breakfast area looks out over the pond and the wildlife that visits it, shaded each morning by a mature tree so coffee on a sunny day stays comfortable. Step through to the vinyl-enclosed balcony, where the view opens onto a landscaped lawn, the community's main pond, and its lighted fountain and walking path. The split floor plan keeps the primary suite private in the back of the unit, bonus-sized with a walk-in closet and an ensuite bath featuring an oversized step-in shower, roomy enough for a caregiver if ever needed. The guest bedroom sits up front, generously proportioned, larger than many primary suites elsewhere, with its own full tub and shower bath, giving visiting family or friends a comfortable, separate space. An 8x10 laundry room with full-size washer and dryer adds everyday convenience and extra storage, and a covered parking spot is included with the unit. The Tiffany building, completed in 1985, is one of the newer buildings within Five Towns and stands out for its secured lobby and well-kept community of neighbors. HOA dues run 856 dollars per month, right in line with the community's 600 to 962 dollar range, and cover cable television for two devices, sewer, trash, water, gas service for cooking and heat, high-speed internet, on-site security, and an escrow reserves fund that maintains the building exterior, grounds, and all recreational facilities. Five Towns delivers an active, social lifestyle with six pools, a hot tub, two clubhouses, two fitness centers, tennis and pickleball courts, shuffleboard, billiards, card rooms, a library, bocce, horseshoes, a community walking trail, and a full calendar of clubs and social events, with additional amenity renovations planned across the community in the coming years. This Five Towns home sits less than five miles from the VA Medical Center, Tyrone Mall, and Bardmoor Golf and Tennis Club, with easy reach of the Gulf beaches, downtown St. Petersburg, and an airport 25 minutes away. Worth a conversation, and worth seeing in person.

8174 Terrace Garden Drive N Unit 307, St Petersburg

$99,000
1 Beds 1 Baths Hill Crest Villas SubDv. 33763 Zip Code
First time ever on the market and being offered fully furnished! This 1-bedroom, 1-bath Clearwater condo is full of potential and ready for its next chapter. Lovingly owned by the original owner, this home offers a great opportunity for a buyer who wants an affordable Florida retreat, seasonal getaway, or value-add property they can update over time and make their own. Step inside to a light and bright living room featuring wood-look flooring, large front windows, and mirrored accent walls that help the space feel open and inviting. The floor plan includes a dedicated dining area, functional kitchen, spacious bedroom, full bathroom, and a covered screened-in patio overlooking the green space behind the unit. The bedroom offers sliding glass doors leading directly to the screened patio, creating a nice indoor-outdoor flow and a peaceful place to enjoy your morning coffee. The kitchen features abundant cabinet storage, full-size appliances, and a charming retro design that could be refreshed or completely reimagined. The bedroom includes generous closet space, and the bathroom offers a tub/shower combination. The covered front entry, screened rear patio, and single-level layout add to the ease of living. This condo is being sold fully furnished, excluding personal items, making it easy for the next owner to move in, rent out if permitted, or renovate at their own pace. Seller will entertain offers, so bring your vision and make this Clearwater condo your own. Roof is brand new. Exterior paint was recently done. Community amenities include a pool, laundry room, shuffle board and clubhouse area. Conveniently located near shopping, dining, medical facilities, major roadways, entertainment, and just a short drive to everything Clearwater has to offer, including the beaches. Buyer to verify all measurements, HOA fees, rules, restrictions, leasing, and pet policies. HOA fee includes cable, internet and much more!!!

24862 Us Highway 19 N Unit 806, Clearwater

$99,000
1 Beds 1 Baths Morningside East Condo 3 SubDv. 33764 Zip Code
500 Harn Blvd #F12 | Clearwater, FL Discover the perfect blend of style, convenience, and location at 2500 Harn Blvd #F12, a beautifully updated ground-floor condo in Clearwater. This 1-bedroom, 1-bath residence is ideal as a primary home, winter retreat, or investment property, offering modern upgrades, low-maintenance living, and the added peace of mind of being outside a flood zone. Inside, you'll find a bright, open living space featuring a recently renovated kitchen, designed with both functionality and style in mind. New impact-rated windows (2024) fill the home with natural light while improving energy efficiency and storm protection. A 2021 HVAC system provides dependable comfort year-round, making this truly a move-in-ready home. One of the biggest advantages is the ground-floor location—no stairs to climb and your assigned parking space just steps from your front door, making grocery trips and everyday living effortless. Enjoy Florida's outdoor lifestyle with community barbecue areas and one of Clearwater's best recreational amenities just around the corner. The Morningside Recreation Complex offers a public pool, fitness center, tennis courts, basketball courts, playgrounds, and year-round activities. Outdoor enthusiasts will also love being only one block from the Duke Energy Trail, providing direct access to the Pinellas Trail, one of Florida's premier biking and walking trails. Location is everything, and this home delivers. You're only 15 minutes from the sugar-white sands of Clearwater Beach, while shopping, restaurants, grocery stores, medical facilities, Tampa International Airport, and St. Pete–Clearwater International Airport are all within easy reach. For investors, this community offers excellent flexibility with 30-day minimum rentals, creating strong rental potential while preserving the neighborhood's residential feel. Whether you're searching for a renovated Clearwater condo, a ground-floor home with modern updates, or a low-maintenance Florida investment property, 2500 Harn Blvd #F12 checks all the boxes. Schedule your private showing today and experience why this move-in-ready Clearwater condominium is an opportunity you won't want to miss.

2500 Harn Boulevard Unit F12, Clearwater

$99,000
2 Beds 1 Baths Renaissance Villas Condo SubDv. 33612 Zip Code
Unlock immediate cash flow with this high-potential investor and handyman special! This 2-bedroom, 1-bathroom ground-floor condo features durable, easy-maintenance tile flooring throughout, creating the perfect low-upkeep canvas for a high-yield rental property. Situated in a gated community with exterior ground maintenance fully covered, the property offers a truly hands-off management experience. Maximize your profit margins with an incredibly low monthly HOA fee. This highly efficient budget completely covers your water, trash, roof, exterior maintenance and community pool access, drastically reducing utility overhead and boosting net operating income. Quick access to major highway I-275 and easy connection to I-75, I-4 and Selmon Expressway for a seamless commute. An easy modern upgrade to the kitchen and bathroom will effortlessly turn this property into a premier, top-tier money flow asset or a nice quick flip. Conveniently located just minutes from USF, close to restaurants, shopping, Hospitals(AdventHealth, VA Hospital, Tampa General Hospital, St. Joseph's Hospital) and entertainments: Busch Garden, Adventure Island, MOSI, Hillsborough State Park, Lake Lettuce Park, Florida Aquarium, Tampa Downtown, Riverwalk, Channelside, Port of Tampa for easy cruise get away and so much more! Peacefully tucked away in the busy uptown Tampa with easy access to everything Tampa, TempleTerrace, Wesley Chapel, Brandon has to offer! Nearby major highway includes I-4, I-75, I-275 and the Selmon Expressway. Approximate 20 min drive to Downtown Tampa, Lutz, Wesley Chapel, Land O Lakes, Brandon, Riverview, Plant City and approximate 1 hour drive to many famous beaches on the west coast of Florida including St. Petersburg Beach, Clearwater Beach, Treasure Island, Madeira Beach and Fort De Soto, just to name a few! It's all yours to explore, don’t miss your chance to make this your dream home! The location is an excellent choice for personal living or rental income. Price to sell, won't last long schedule your showing today!

203 Poinsettia Pine Court Unit 102, Tampa

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