Terra Ceia Homes with HOA Yes/No

Terra Ceia Homes with HOA Yes/No

Welcome to the beautiful subdivision of Terra Ceia located in Manatee County, Florida. This charming community offers a serene and picturesque setting for those looking to settle down in a peaceful environment.

Terra Ceia is a hidden gem in Manatee County, known for its lush landscapes and stunning water views. Residents of Terra Ceia enjoy a close-knit community feel while still being conveniently located near all the amenities of larger cities like Tampa and Sarasota.

Homes in Terra Ceia come with the option of belonging to a homeowners association (HOA). Whether you prefer the added benefits of an HOA or the freedom of a non-HOA property, Terra Ceia has options to suit your preferences.

With its convenient location, beautiful surroundings, and range of housing options, Terra Ceia is the perfect place to call home. Whether you're looking to retire in a peaceful setting or raise a family in a welcoming community, Terra Ceia has something for everyone. Come and discover the beauty and tranquility of Terra Ceia – where you can truly live the Florida lifestyle to the fullest.

Newest Terra Ceia Homes with HOA Yes/No

$110,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautifully maintained park with clubhouse, activities and pool for those hot summer days! Large furnished mobile home ready to be your permanent home or vacation home. Large living area with room for computer or craft area. Open kitchen features lots of cabinet space, breakfast bar as well as dining area with built in china cabinet. Large bedrooms, walk-in closets. Fully enclosed Florida room area with double doors off carport to store your golf cart, motorcycle or just your toys. Additional enclosed room could be office, craft area or man cave! Workshop and laundry area off of additional closed in room.

5619 Bayshore Road Unit 161, Palmetto
$160,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
$139,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hurricane shutters • Golf course views • Screened lanai • Updated HVAC • Gated golf community Enjoy golf course views, move-in-ready condition, and valuable hurricane protection in this updated 2-bedroom, 2-bath condominium located within the gated Terra Ceia Bay Golf & Country Club community. From the moment you enter, you'll appreciate the bright interior, neutral finishes, and tile flooring that extends throughout the entire residence. One of the home's standout features is its hurricane shutter system, providing an added layer of storm protection and peace of mind. Combined with low-maintenance condominium living, this feature makes the property especially appealing for both year-round and seasonal residents. The spacious kitchen offers abundant cabinet storage, generous countertop workspace, stainless steel appliances, recessed LED lighting, and premium Silestone Rosa Grey 3cm countertops. This non-porous surface delivers the look of natural stone while resisting stains, scratches, bacteria, and scorching without requiring sealing or polishing. A filtered drinking water system serves both the kitchen faucet and refrigerator ice maker. Recent improvements include freshly painted walls, doors, and trim; professionally steam-cleaned porcelain tile and grout throughout; new toilets; updated push-button sink drains; new bathroom lighting fixtures; recessed LED lighting; updated ceiling fans; new rocker switches; dimmer switches; GFCI outlets; and electrical outlets throughout the home. Major mechanical updates include an HVAC system installed in September 2018 and a water heater replaced in June 2020. The open living and dining areas flow seamlessly to the screened lanai, where golf course views and mature landscaping create an inviting outdoor retreat. Large sliding glass doors bring natural light into the main living space while maintaining a strong connection to the outdoor setting. A built-in serving and storage area adds both function and convenience. The primary suite features ample closet space and an updated dual-sink vanity with Silestone countertops. The split-bedroom layout provides flexibility for guests, a home office, or seasonal living arrangements. Residents enjoy access to a wide range of amenities including golf, tennis courts, a community pool, fitness center, clubhouse, and beautifully maintained grounds. Conveniently located near Terra Ceia Bay, US-41, I-75, downtown Palmetto, downtown Bradenton, marinas, waterfront recreation, shopping, dining, and Gulf Coast destinations. If you've been searching for a move-in-ready condominium with golf course views, hurricane shutters, updated HVAC, newer water heater, resort-style amenities, and low-maintenance Florida living, this Terra Ceia Bay residence deserves your attention.

2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
$159,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
$469,500
2 Beds ⋅ 1 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Situated on a canal with direct access to Terra Ceia Bay and the Gulf of Mexico, this home is a boater and fisherman's dream. Enjoy the convenience of your own private canal ccess, making it effortless to launch and explore the surrounding waters whenever you choose. The outdoor space is designed for relaxation and entertainment, featuring a stunning saltwater pool surrounded by low-maintenance, beautifully paved grounds front and back. Whether you're hosting guests or enjoying a quiet sunset, this property delivers the ultimate Florida lifestyle. Inside, the home has been tastefully updated, offering a move-in-ready experience for homeowners or investors alike. With its strong short-term rental potential and excellent ROI, this property presents a rare opportunity to own a high-performing vacation rental in a sought-after location. Key Features: Canal-access property with direct access to Terra Ceia Bay and the Gulf of Mexico Private boat ramp for easy water access (with $100 Annual Membership) Beautifully updated interior Saltwater pool perfect for relaxing or entertaining Low-maintenance grounds for easy ownership Ideal for short-term rental investment with excellent income potential Whether you're searching for a personal waterfront retreat or a turnkey investment property, this Terra Ceia Island gem checks every box. Schedule your private showing today and experience waterfront living at its finest!

27 Michiana Drive, Terra Ceia
$129,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
PARADISE IS AFFORDABLE!!! This well maintained, double wide manufactured home with ALL NEW KITCHEN APPLIANCES, QUARTZ COUNTERTOPS, BEAUTIFUL LAMINATE FLOORS, RECENTLY SCREENED OUTDOOR SITTING AREA, spacious layout, bright sunroom, and featuring 2 bedrooms, and 2 bathrooms is the perfect place to live the FLORIDA LIFESTYLE! Terra Ceia Manor is an active 55+ community where the land is owned by shareholders, SO NO LOT RENT, and the HOA fee of $199/month is one of the lowest in the area. The community has a heated pool and clubhouse, which is always buzzing with activity, including shuffleboard, billiards, card games, bingo, potlucks, social events, and so much more. World class beaches, shopping, restaurants, and airports are just a short drive away and commuting to Bradenton, Sarasota, and Tampa is convenient. Come and enjoy all this vibrant community has to provide...YOU DESERVE IT!!

5619 Bayshore Road Unit 120, Palmetto
$199,900
Terra Ceia SubDv. ⋅ 34250 Zip Code
Nestled within the quiet charm of Terra Ceia Island, this expansive 0.48 acre homesite presents a unique opportunity to build a custom primary residence in one of Florida’s most treasured hidden gems. Known for its rich history and unspoiled natural surroundings, Terra Ceia offers a laid-back, Old Florida lifestyle where winding roads, towering oaks draped in Spanish moss, and glimpses of open water create a setting that feels worlds away from the everyday. This generous parcel provides ample room to design and build a home tailored to your vision, with space to incorporate outdoor living areas, lush landscaping, and even a private pool, all while maintaining a sense of privacy and tranquility. Residents enjoy access to a remarkable 2,000 acre preserve filled with mangrove forests, saltwater wetlands, and scenic trails perfect for walking, biking, kayaking, and observing an abundance of native wildlife. For those seeking an active yet relaxed lifestyle, residents have the opportunity to become part of the local Village Improvement Association, which offers access to a community park complete with a boat ramp, kayak launch, pickleball courts, a fire pit, BBQ pavilion, and inviting spaces for neighborhood gatherings and events. The island’s strong sense of community, local parks, and waterfront gathering spots further enhance its appeal, creating a lifestyle centered around nature, connection, and coastal charm. Despite its peaceful setting, the location is incredibly convenient, with easy access to the Sunshine Skyway Bridge for a seamless commute to St. Petersburg and a short drive to Tampa, while Bradenton is just minutes away for shopping, dining, and access to the stunning Gulf beaches. Whether you’re envisioning a peaceful retreat or a full-time residence immersed in nature, this property offers the perfect blend of space, serenity, and accessibility in one of Florida’s most unique island communities.

1910 Kennedy Court, Terra Ceia
$189,000
Terra Ceia SubDv. ⋅ 34250 Zip Code
ATTENTION BUYER’s and INVESTORS - Huge Price Improvement! Sellers are motivated! This is the “All-inclusive” package you have been looking for! Welcome to Terra Ceia Island! Welcome to Paradise! This amazing vacant land already comes with "PERMIT READY" construction designs for a beautiful open concept 4 bed 2 ½ baths, office and 4 car garages. Are you ready to own your dream location, home or investment and to be built with abundance of storage, beauty and space? If yes, this is the ONE for you. Just over the Sunshine Skyway Bridge in Manatee County where Old Florida charm meets vibrant growth is one of the best kept secrets in West Central Florida, Terra Ceia Island! Own your piece of paradise in one of Terra Ceia's newest communities, Bayside. The Bayside subdivision has only 8 homesites. This homesite features almost one-half acre measuring 20,064 square feet (.46 acres). County water and underground utilities are completed and ready for hook up. The homesite backs up to a preserve and a multiple level home might offer water views and spectacular sightseeing of the Sunshine Skyway Bridge. It also includes irrigation water from the Bayside community well through the minimal priced homeowner's association. In addition, for a nominal annual fee membership in Terra Ceia VIA (Village Improvement Association) gives you access to the community's Seabreeze Park w/ private boat ramp, fishing dock & picnic facilities. Also, the island hosts the newest, most unique and family friendly oriented attraction in the area “Ananda Farm” which is a short drive or even a walking distance from the homesite. Lastly, Terra Ceia Island is a unique waterfront community featuring a 2000-acre park, mangrove forests, freshwater and saltwater wetlands, and 9 miles of hiking trails. Kayaking, fishing, and hiking are the primary activities within the preserve and island. For more information check the Florida State Parks website. A 2000-acre Old Florida strip of land along the mouth of Tampa Bay in a natural setting a little out of the way but within 25 minutes to Downtown St. Pete, and a short drive to Tampa, Bradenton, Lakewood Ranch, Sarasota and all of the beautiful Gulf Beaches (Siesta Key, Anna Maria, St. Pete Beach, Clearwater Beach). Welcome Home to Terra Ceia Island! Call today for more information and/or arrange a viewing! Updated Survey Available.

1909 Kennedy Court, Terra Ceia
$125,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
MOTIVATED SELLER, PRIVATE LOCATION & LOW HOA fee of $199 monthly which includes water, sewer, trash and lawn mowing!!! Whether you’re dreaming of a tropical getaway or a year-round Florida retreat, this charming furnished home is ready for you to move right in! With two bedrooms, two full baths, and inviting indoor and outdoor spaces, it’s perfect for immediate enjoyment. Featuring updated appliances, a neutral color palette, and a relaxed nautical vibe, it offers both comfort and style. The prime location provides added privacy with no neighbors directly behind the back patio. Located in Terra Ceia Manor, a well-maintained, resident-owned 55+ manufactured home community, you’ll have access to plenty of activities like dances, bingo, dinners, game nights, and more. Take a dip in the sparkling heated pool, shoot a game in the billiards room, or unwind with a book from the library. Nearby amenities include Manatee Memorial Hospital just 5 miles away, North River Ranch Fire Department 1.5 miles away, five golf courses, Ellenton Outlet Mall within 15 minutes, beautiful beaches within 20–30 minutes, and restaurants, grocery stores, banks, and convenience shops all within 8 minutes. Plus, three airports being just 30–45 minutes away. This isn’t just a move-in ready home—it’s a welcoming community and lifestyle.

5619 Bayshore Road Unit 328, Palmetto
$159,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Making the decision to move to Florida often means leaving familiar places—and loved ones—behind. This land-owned home in the welcoming 55+ community of Terra Ceia Manor was made for that moment. From the day you arrive, you’ll feel the comfort of a neighborhood where residents look out for one another, friendships form easily, and newcomers are truly welcomed. With a full social calendar that includes luncheons, shuffleboard, and a heated community pool, it doesn’t take long before this feels like home. This fully furnished, move-in ready home allows you to focus on settling in, not starting over. Check Virtual Tour One for the matterport The spacious family room, along with a separate living and dining area off the kitchen, creates room for everyday living and for hosting visits from friends and relatives. Mornings begin peacefully on the screened patio, enjoying the warmth and gentle breezes that make Florida so special.Check out the large storage area - a generous utility area offers a workshop, storage, and washer and dryer, while a private outdoor patio provides a quiet place to sit, reflect, and soak up the sunshine. The roof is new and this property sits on the largest lot in Terra Ceia With land ownership and no lot rent, the low monthly fee of only $188—including water, sewer, and trash—brings financial comfort and simplicity. Just minutes from the beaches of Anna Maria Island, you can spend your days walking along the shore, riding the trolley, or enjoying waterfront dining. Easy access to I-75 keeps Sarasota, Tampa, and St. Petersburg close, making travel and family visits easy. If you’re looking for more than just a place to live—if you’re looking for connection, peace of mind, and a true sense of belonging—this Terra Ceia Manor home offers a beautiful next chapter. I

5619 Bayshore Road Unit 423, Palmetto
$699,000
Terra Ceia SubDv. ⋅ 34221 Zip Code
Last undeveloped waterfront lot in the community! Build your own custom home on the shores of Terra Ceia Bay and add a custom built dock of your own design so you can enjoy a sunset every night within the privately gated eleven homestead community of Terra Ceia Bay Estates. This lot has the largest acreage and the best sunset views to the West. As you build up in elevation watch the dolphins, manatees and stingrays play out in Terra Ceia Bay and see the Skyway Bridge off in the distance. Fisherman’s delight, power and sail boater’s dream with no-bridge direct Gulf access and soul soothing views for relaxing days and evenings. Everything is private in this enclave, including the community pool right outside your future front door, or perhaps build your own custom pool right on your lot. Association monthly fee includes use and care of the pool, home lawn care, shrub maintenance, and connection of your sprinkler system to the separate and private irrigation water supply. 25 minutes to downtown St. Pete, 35 minutes to Tampa airport, 20 minutes to University Mall. Waterfront lots are few and far between so what are you waiting for?

5523 2nd Avenue Circle W, Palmetto
$119,500
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to Terra Ceia Manor, a quaint 55+ manufactured home community located in Palmetto, Florida. This location is convenient to both Bradenton and the St Pete area, just a few minutes drive from the Sunshine Skyway! This 2 bedroom / 2 bathroom home has a wonderful location in the community, right across from the clubhouse and all the amenities! BRAND NEW HVAC INSTALLED APRIL 2026! Step in to the front door to an additional seating area. This will lead you into the main living space, with the living room, dining room, and kitchen. The rear of the home has the 2nd bedroom, and 2nd full bathroom. The master suite features an ensuite bathroom. In addition to the carport, there is a screen room for extra living space! Terra Ceia Manor has plenty of amenities, including a clubhouse, horseshoes, shuffleboard, and community pool. There is always something to do, and activities include bingo, euchre, bridge, coffee hours, game nights, poker, potluck dinners, and water aerobics. This is a 55+ cooperative community. Ready for IMMEDIATE closing!

5619 Bayshore Road Unit 312, Palmetto
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