Spencer Creek Homes under $400,000

Spencer Creek Homes under $400,000

Welcome to Spencer Creek, a charming subdivision nestled in the heart of Hillsborough County, Florida. This vibrant community offers an idyllic blend of suburban tranquility and urban convenience, making it a perfect choice for families, first-time homebuyers, and retirees alike. With its picturesque streets lined with lush greenery and friendly neighbors, Spencer Creek is not just a place to live—it's a place to call home.

One of the standout features of Spencer Creek is its affordability, with homes available under $400,000. This makes it an attractive option for those looking to enter the real estate market without breaking the bank. The community features a variety of well-designed homes that cater to different lifestyles, from cozy single-family residences to spacious townhouses. Many of these homes come equipped with modern amenities, open floor plans, and inviting outdoor spaces, perfect for entertaining or simply enjoying the beautiful Florida weather.

Residents of Spencer Creek enjoy easy access to local parks, shopping centers, and recreational facilities, ensuring that there's always something to do nearby. The community is also conveniently located near major highways, making commuting to Tampa and surrounding areas a breeze. With excellent schools and a strong sense of community, Spencer Creek is the ideal place for families to grow and thrive.

If you’re looking for an affordable home in a welcoming neighborhood, Spencer Creek is the perfect choice. Come explore this delightful community and discover the opportunities that await you!

Newest Spencer Creek Homes under $400,000

8720 Turnstone Shore Lane, Riverview
$364,900
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
TURNKEY IN GATED MAGNOLIA PARK - LEASED THROUGH MARCH 2027! Alert buyers, exchange investors, and spring-relocating buyers! Welcome to 8720 Turnstone Shore Ln, a low-maintenance 4-bedroom, 2-bathroom single-family home in Riverview's gated community of Magnolia Park. Featuring major recent capital improvements-including a brand-new 2025 roof, 2025 water heater, and new kitchen appliances-this property eliminates big-ticket worries. Major Upgrades Completed (2024-2025): * Roof: Replaced in 2025 (major savings & 4-point peace of mind) * Water Heater: Replaced in 2025 * Kitchen: Brand-new kitchen appliances * Interior: New luxury vinyl plank (LVP) flooring and updated ceiling fans installed in 2024 PROPERTY & FEATURES: Situated on a desirable lot in Magnolia Park (33578), this open-concept 4-bedroom floor plan has durable, tenant-proof LVP flooring in main living areas, a spacious kitchen overlooking the family room, and a private primary suite. Minutes from the expressway, Brandon Town Center, and top Tampa employment hubs-driving consistent, high-quality tenant demand year after year.

8720 Turnstone Shore Lane, Riverview
1716 Ripple Jade Place, Ruskin
$305,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Virtually Staged. Beautifully Updated Lennar Atlanta Model in Spencer Creek! WELCOME HOME TO SPENCER CREEK! Discover the perfect combination of modern comfort, thoughtful updates, and spacious living in this beautifully maintained 4-bedroom, 2.5-bath home offering 1,914 square feet of living space, a versatile upstairs loft, and a spacious 2-car garage! Featuring the popular Atlanta floor plan by Lennar, this move-in-ready residence showcases BRAND-NEW CARPET, FRESH INTERIOR PAINT, CERAMIC TILE FLOORING, a FULLY FENCED BACKYARD with 6-foot PVC privacy fencing, and an ELECTRIC VEHICLE OUTLET in the garage! Step inside to discover a bright, open-concept floor plan designed for comfortable everyday living and effortless entertaining. Beautiful ceramic tile flooring flows throughout the main level, creating a seamless transition between the spacious living room, dining area, and kitchen. The generous living and dining room combination provides flexibility for furniture arrangements while offering plenty of room to gather with family and friends. THE HEART OF THE HOME IS THE BEAUTIFULLY APPOINTED KITCHEN! Featuring rich espresso cabinetry accented with brushed nickel hardware, granite countertops, stainless steel appliances, and an expansive center island with a double-bowl stainless steel sink, this kitchen perfectly blends style and functionality. The oversized island provides additional preparation space and casual seating, while abundant cabinetry offers excellent storage. The adjoining dining area provides convenient access to the backyard, making indoor-outdoor entertaining a breeze. A convenient first-floor half bath with a pedestal sink completes the main level. UPSTAIRS, DISCOVER EVEN MORE SPACE TO RELAX AND UNWIND! A spacious, versatile loft welcomes you to the second level, offering endless possibilities as a media room, home office, gaming area, or additional living space. The generously sized PRIMARY SUITE provides a relaxing private retreat with abundant natural light, brand-new carpet, and an en-suite bathroom featuring espresso cabinetry, brushed nickel hardware, and a spacious walk-in closet. Three additional bedrooms offer comfortable accommodations and flexibility for guests or hobbies. The secondary bathroom features coordinating espresso cabinetry and a tub/shower combination. For added convenience, the upstairs laundry room includes shelving for additional storage. Washer and dryer do not convey. STEP OUTSIDE TO YOUR PRIVATE BACKYARD RETREAT! The spacious backyard is completely enclosed with 6-FOOT PVC PRIVACY FENCING, creating an inviting outdoor setting perfect for weekend barbecues, entertaining friends, gardening, or simply relaxing in the Florida sunshine. With plenty of room to enjoy outdoor activities, this backyard is an extension of the home's comfortable living space. ENJOY THE RESORT-STYLE AMENITIES OF SPENCER CREEK! Residents enjoy access to a resort-style swimming pool with lounge areas, clubhouse, playground, basketball court, dog park, and neighborhood sidewalks surrounded by green spaces. Spencer Creek offers wonderful opportunities for recreation, relaxation, and enjoying the Florida lifestyle.

1716 Ripple Jade Place, Ruskin
7113 Colony Pointe Drive, Riverview
$383,500
3 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Welcome to 7113 Colony Pointe Drive, a beautifully maintained residence situated in the desirable Lake St. Charles community. SELLER HAS A VA ASSUMABLE LOAN AT 3.1 !!! This home combines high-end updates, functional living space, and a private natural setting. Fresh exterior painting, Inside, soaring ceilings, updated lighting, and vinyl plank flooring create a bright, contemporary atmosphere. The versatile floor plan offers 3 spacious bedrooms, 2 full bathrooms, and an expansive bonus room, ideal for a home office, media room, art studio, or guest suite. The kitchen features a natural gas range, and the renovated bathrooms with modern finishes. Essential system upgrades provide added reliability, including a brand-new roof (Jan 2025), air conditioning and water heater under four years old, a whole-house water softener, and an instant hot water system. Outdoors, the oversized screened lanai overlooks a fully fenced backyard that borders a wooded conservation area for exceptional privacy. Lake St. Charles provides community amenities, including a resort-style pool, scenic lake with fishing dock, tennis courts, dog park, playgrounds, nature trails, and scheduled community events. Located with convenient access to I-75, the Selmon Expressway, Downtown Tampa, MacDill Air Force Base, and area beaches. Schedule your private showing today!

7113 Colony Pointe Drive, Riverview
11910 Little Violet Circle, Riverview
$339,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Move-in ready and beautifully maintained, this 4-bedroom, 2-bath home in the desirable Park Creek community of Riverview is located on a quiet cul-de-sac with just six homes. Positioned near the front of the neighborhood, it offers added privacy with convenient access in and out. The open-concept floor plan is designed for comfortable living and entertaining, with a well-appointed kitchen featuring ample cabinet and counter space and views of the main living areas. Just off the kitchen, the laundry room includes the washer and dryer for added convenience. The spacious primary suite features a large ensuite bathroom and walk-in closet. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. Enjoy the epoxy-floored garage, ideal for parking, storage, or a workshop, along with a brand-new privacy fence enclosing the backyard—perfect for pets, play, entertaining, or creating your own outdoor retreat. A brand-new water softener adds even more value and convenience. The low HOA fee includes high-speed WiFi and cable, adding exceptional value for homeowners. Conveniently located near shopping, dining, parks, schools, Highway 301, and I-75, this home provides easy access for commuting and enjoying everything the surrounding area has to provide. Don't miss this opportunity to make this well-maintained Riverview home your own—schedule your private showing today!

11910 Little Violet Circle, Riverview
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