Tarpon Springs Homes under $400,000

Tarpon Springs Homes under $400,000

Welcome to Tarpon Springs, Florida, a hidden gem nestled in the heart of Pinellas County! Known for its rich Greek heritage and vibrant sponge diving industry, this charming city offers a unique blend of history, culture, and natural beauty. With its picturesque waterfront, lush parks, and delightful shops and restaurants, Tarpon Springs is not just a destination; it’s a lifestyle.

For those looking to plant roots in this enchanting community, there’s great news! Tarpon Springs boasts a variety of homes available for under $400,000, making it an ideal choice for first-time buyers, families, or retirees seeking an affordable slice of paradise. From cozy bungalows to modern townhomes, you’ll find a diverse selection of properties that cater to every taste and budget.

Imagine waking up in a charming home just minutes away from the stunning Gulf Coast beaches, where you can enjoy sun-soaked days and breathtaking sunsets. The community is also home to top-rated schools, making it a fantastic place for families. Enjoy leisurely strolls along the historic sponge docks, indulge in delicious Greek cuisine, or take in the beauty of nature at nearby parks and nature preserves.

Whether you’re drawn by the allure of the local culture, the beautiful waterfront, or the affordability of homes, Tarpon Springs is a place where dreams can flourish. Discover your perfect home in this vibrant city, where every day feels like a vacation. Explore the possibilities today and embrace the Tarpon Springs lifestyle!

Newest Tarpon Springs Homes under $400,000

770 Arthurs Court, Tarpon Springs

770 Arthurs Court, Tarpon Springs

2 Beds ⋅ 1 Baths ⋅ Hamlets At Whitcomb Place The SubDv. ⋅ 34689 Zip Code

SERENE LAKEFRONT LIVING WITH BEAUTIFUL RENOVATIONS! Discover a truly special waterfront retreat tucked away on an end-of-cul-de-sac lot, where majestic pine and oak trees welcome you into a peaceful, friendly neighborhood and the most private, serene wraparound lake views imaginable! A FRESH, OPEN DESIGN sets the tone inside, with an expanded open-concept floor plan and a beautifully REIMAGINED KITCHEN featuring solid wood Shaker cabinetry, butcher block countertops with breakfast bar, stainless steel appliances, a stylish vent hood, closet pantry, coffee bar, and pendant lighting. The kitchen flows effortlessly into the spacious dining and living areas, where abundant recessed lighting creates a bright, inviting atmosphere and sliding glass doors frame breathtaking lake views. RELAXATION COMES NATURALLY in the rear-positioned primary bedroom, offering the same TRANQUIL WATERFRONT VIEWS and direct ensuite access to the beautifully updated bathroom, also accessible from the hallway near the generously sized guest bedroom. Stylish contemporary-meets-retro shines throughout the bathroom with a floating vanity, elegant gold fixtures, and updated lighting. The attached one-car garage offers additional width for a dedicated laundry area, complete with washer and dryer, Shaker cabinetry, and shelving for exceptional storage. Step out back to the fully screened lanai, the perfect setting for morning coffee, evening relaxation, and watching the local wildlife along the water. The desirable lot positioning and expansive grassy area to the left provide an extra measure of privacy rarely found! MAJOR UPDATES FOR PEACE OF MIND include a New ROOF, New HVAC system, New Hot Water Heater, and New Sewer Line at the end of 2025, plus fresh Interior & Exterior Paint, New Garage Door Mechanical Components, and New Gutters & Downspouts in 2026. Subsidence remediation was completed in 2001, with engineer monitoring reports in 2005 and 2025 confirming the property’s condition over the years since. Further peace of mind comes from the seller’s successful VA financing approval, demonstrating that the property met the applicable/strict VA property requirements at the time of appraisal. Enjoy the added benefits of NO HOA, NON-FLOOD ZONE and ACCORDIAN HURRICANE SHUTTERS AT EACH WINDOW for ease of use - all in a FANTASTIC LOCATION just minutes from Fred Howard Park, Sunset Beach, Tarpon Springs Golf Course, and the historic Sponge Docks. Located in the Sunset Hills Elementary, Tarpon Middle, and Tarpon High school zones, this exceptional property offers a rare opportunity to enjoy privacy, modern updates, and the beauty of waterfront living. Don't miss your chance to make this move-in-ready lakefront retreat your own!

770 Arthurs Court, Tarpon Springs

835 Poinsettia Avenue, Tarpon Springs

835 Poinsettia Avenue, Tarpon Springs

3 Beds ⋅ 2 Baths ⋅ Sunset Hills Rep SubDv. ⋅ 34689 Zip Code

Fully renovated and move-in ready, with a new roof, a new HVAC system, and a new water heater. Two living rooms give you room to spread out: a bright front room off the entry foyer, and a second at the back with sliding glass doors to the yard that works as a family room, playroom, or office. The kitchen is new down to the cabinets, with white shaker cabinetry, brushed gold hardware, granite counters, and a stainless appliance package. Both bathrooms have been rebuilt in large-format marble-look porcelain with black fixtures, one with a frameless glass corner shower over a mosaic floor and the other with a tub. New luxury vinyl plank, fresh paint, crown molding, and new lighting and fans throughout. Outside, a large backyard shaded by two mature live oaks, fresh landscaping, and a long private driveway. Minutes to Sunset Beach, Fred Howard Park, the Sponge Docks, and the Pinellas Trail.

835 Poinsettia Avenue, Tarpon Springs

1510 Cromwell Drive, Tarpon Springs

1510 Cromwell Drive, Tarpon Springs

2 Beds ⋅ 2 Baths ⋅ Trentwood Manor SubDv. ⋅ 34689 Zip Code

Welcome to Trentwood Manor! This nicely updated 2-bedroom, 2-bath home in Tarpon Springs offers comfortable living and the freedom of no HOA fees. Even better, the property is not located in a flood zone, adding peace of mind for the next owner. Beautiful laminate flooring runs throughout the home, creating a cohesive look that complements the open living and dining area. The bright kitchen features stainless steel appliances, plenty of cabinet storage, and generous counter space. Both bathrooms have been updated and feature tiled showers for a fresh, modern feel. Step outside to enjoy the covered front sitting area, a welcoming spot to relax and enjoy the Florida weather. The fenced backyard and patio space offer a private retreat to entertain and enjoy your home. A/C is 2020, roof is 2018, water heater is 2020. The location puts you close to everything that makes Tarpon Springs special, including the shops, restaurants, and waterfront charm of downtown and the famous Sponge Docks. Enjoy biking or walking along the scenic Pinellas Trail, or head to nearby Gulf beaches, including Fred Howard Park and Sunset Beach, for beautiful sunsets and coastal fun.

1510 Cromwell Drive, Tarpon Springs

203 Seagull Drive, Tarpon Springs

203 Seagull Drive, Tarpon Springs

2 Beds ⋅ 2 Baths ⋅ Tarpon Shores Mobile Home Village Unrec SubDv. ⋅ 34689 Zip Code

WELCOME to 203 Seagull Drive in Tarpon Springs! Discover the opportunity to ENJOY FLORIDA LIVING in this CHARMING 920-square-foot, 2-bedroom, 2-bath manufactured home located in the RESIDENT-OWNED TARPON SHORES COMMUNITY, featuring NO LOT RENT and a $40,000 CO-OP SHARE ALREADY INCLUDED IN THE PURCHASE PRICE! Step inside to discover NEW LAMINATE PLANK FLOORING throughout the living room, kitchen, and bathrooms, complemented by COMFORTABLE CARPETING in both bedrooms. Both bathrooms feature RECENT UPDATES, including new toilets, faucets, and flooring. A BRAND-NEW FRONT DOOR adds a fresh touch to this inviting home. Experience the benefits of RESORT-STYLE COMMUNITY AMENITIES, including a HEATED SWIMMING POOL, covered shuffleboard courts, pickleball courts, bocce ball courts, horseshoe pits, and a community BBQ area. The RENOVATED CLUBHOUSE features a spacious meeting and dance hall, full kitchen, billiards room, library, and card and game rooms, offering plenty of opportunities for recreation, relaxation, and social gatherings. Enjoy the added CONVENIENCE of community services! According to the seller, water and sewer services, lawn maintenance, and basic Spectrum cable and internet services are included or partially covered through the HOA arrangements. Buyers should verify all fees, services, and inclusions. Located in the BEAUTIFUL COASTAL CITY OF TARPON SPRINGS, this home offers convenient access to local shopping, dining, Gulf Coast beaches, and the HISTORIC SPONGE DOCKS, famous for their Greek restaurants, unique shops, and waterfront charm. Whether you're searching for a FULL-TIME FLORIDA RESIDENCE or an AFFORDABLE SEASONAL GETAWAY, this is a fantastic opportunity to enjoy the TARPON SPRINGS LIFESTYLE in a RESIDENT-OWNED COMMUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY AND DISCOVER THE POSSIBILITIES AT 203 SEAGULL DRIVE!

203 Seagull Drive, Tarpon Springs

349 Moorings Cove Drive Unit 1, Tarpon Springs

349 Moorings Cove Drive Unit 1, Tarpon Springs

2 Beds ⋅ 2 Baths ⋅ Moorings, The Condo SubDv. ⋅ 34689 Zip Code

Virtually Staged. Enjoy waterfront living in this beautifully renovated 2-bedroom, 2-bath ground-floor condo offering 1,020 square feet of living space and direct canal access from the back porch! Situated within a 7-acre property, this inviting home offers a ROOF APPROXIMATELY 3 YEARS OLD, WATER HEATER APPROXIMATELY 2 YEARS OLD, NEW FLOORING, UPDATED BATHROOMS WITH NEW FIXTURES, AND FRESH INTERIOR PAINT. Surrounded by mature palm trees and tropical landscaping, a covered entrance welcomes you inside. Step into the spacious living room, where beautiful luxury vinyl flooring, light gray walls, and natural light create a bright, comfortable atmosphere. The open layout flows into the dining area, while sliding glass doors lead to the enclosed patio overlooking the canal. The beautifully renovated kitchen offers crisp white shaker-style cabinetry, sparkling white countertops, sleek hardware, generous storage, and a double-basin stainless steel sink beneath a window with relaxing water views. The spacious primary bedroom provides a peaceful retreat with matching flooring, a large window overlooking the greenery, multiple closets, and a private ensuite bathroom with an updated vanity and beautifully tiled walk-in shower. The second bedroom offers comfortable space, natural light, and a built-in closet, while the updated guest bathroom includes a modern vanity and a tub/shower combination with white subway-style tile surrounds. Step outside to the enclosed, screened patio, where you can enjoy your morning coffee while admiring the peaceful canal views. Direct canal access, a grassy waterfront area, and a scenic walkway add to the appeal of this inviting setting. Conveniently located near downtown Tarpon Springs, the famous Sponge Docks with waterfront dining, shopping, and boat tours, and Fred Howard Park, known for its sandy beach and beautiful Gulf views. Come experience the comfort and charm of waterfront condo living!

349 Moorings Cove Drive Unit 1, Tarpon Springs

1250 S Pinellas Avenue Unit 1007, Tarpon Springs

1250 S Pinellas Avenue Unit 1007, Tarpon Springs

2 Beds ⋅ 2 Baths ⋅ Green Dolphin Park Condo SubDv. ⋅ 34689 Zip Code

BEAUTIFULLY UPDATED 2-BEDROOM, 2-BATH GROUND FLOOR END UNIT CONDO in the highly desirable GREEN DOLPHIN 55+ COMMUNITY! Enjoy easy, maintenance-free Florida living in this meticulously maintained, move-in-ready home, ideally located just minutes from downtown Tarpon Springs, the famous Sponge Docks, and beautiful Gulf beaches! Step inside and immediately appreciate the pride of ownership and thoughtful updates throughout! This bright and inviting condo features gorgeous NEW WOOD-LOOK PLANK TILE FLOORING throughout, a BRAND NEW AC UNIT, fresh interior paint, new ceiling fans, custom blinds, lined curtains, and HURRICANE WINDOWS installed in 2015. The beautifully updated kitchen features STAINLESS STEEL APPLIANCES, and both bathrooms have been tastefully refreshed with new comfort-height toilets. A WATER SOFTENER adds even more convenience! The spacious PRIMARY SUITE offers a private en-suite bathroom and DIRECT ACCESS TO THE ENCLOSED PATIO, creating the perfect retreat to enjoy your morning coffee, read a good book, or simply relax and soak up the Florida sunshine. GREEN DOLPHIN is a wonderful, ACTIVE 55+ COMMUNITY offering fantastic amenities, including a sparkling SWIMMING POOL, TENNIS COURTS, SHUFFLEBOARD, FITNESS CENTER, BILLIARDS, LIBRARY, and laundry facilities. The community backs up to the beautiful TARPON SPRINGS GOLF COURSE, making it an ideal location for golf enthusiasts! Even better, CABLE, INTERNET, WATER, SEWER, AND TRASH ARE INCLUDED in the community fees! LOCATION, LOCATION, LOCATION! Just minutes from charming DOWNTOWN TARPON SPRINGS, where you'll enjoy wonderful restaurants, boutique shopping, festivals, art shows, concerts, and year-round community events! Explore the famous SPONGE DOCKS, bike or stroll along the nearby PINELLAS TRAIL, or spend your afternoons enjoying the breathtaking sunsets at FRED HOWARD PARK and SUNSET BEACH. Conveniently located near shopping, medical facilities, and public transportation. Whether you're looking for a YEAR-ROUND RESIDENCE or the perfect FLORIDA WINTER RETREAT, this beautifully updated, LOW-MAINTENANCE CONDO offers the lifestyle you've been dreaming of! DON'T MISS THIS OPPORTUNITY TO ENJOY THE BEST OF TARPON SPRINGS LIVING!

1250 S Pinellas Avenue Unit 1007, Tarpon Springs

39820 Us Highway 19 N Unit 182, Tarpon Springs

39820 Us Highway 19 N Unit 182, Tarpon Springs

2 Beds ⋅ 2 Baths ⋅ Stonehedge On The Hill M/H Park Co-Op Unrec SubDv. ⋅ 34689 Zip Code

FIXER-UPPER OR REPLACEMENT OPPORTUNITY IN STONEHEDGE ON THE HILL! Located in one of Tarpon Springs' desirable resident-owned 55+ communities, this property offers an excellent opportunity to renovate the existing home or potentially replace it with a new manufactured home, subject to community approval. NO LOT RENT! The co-op share is included in the purchase price. Ideally situated near the end of a quiet dead-end street, just around the corner from the clubhouse, heated pool, and community amenities. The existing 2-bedroom, 2-bath home offers 1,248 heated square feet, plus an approximately 240-square-foot Florida room with updated windows. Both bedrooms are spacious enough for king-size beds. Additional features include a 2021 HVAC system, furnished interior, 6x8 laundry shed with washer and dryer, and an extended 11x44 carport with room for two vehicles and a golf cart. PRICED TO REFLECT CONDITION! The home requires significant repairs and updating, including roof replacement, ceilings, flooring, and subfloor work. Bring your contractor and your vision, or explore the possibility of starting fresh with a new manufactured home! The $380 monthly HOA fee includes water, sewer, trash/recycling, lawn care, basic cable, internet/Wi-Fi, and pest control. Enjoy an active lifestyle with a heated pool, clubhouse, shuffleboard, game rooms, library, and social activities. Conveniently located near shopping, restaurants, medical facilities, the Pinellas Trail, Fred Howard Park, Sunset Beach, and historic downtown Tarpon Springs. An opportunity to own in a well-established, resident-owned 55+ community without paying lot rent!

39820 Us Highway 19 N Unit 182, Tarpon Springs

804 River View Lane, Tarpon Springs

804 River View Lane, Tarpon Springs

3 Beds ⋅ 2 Baths ⋅ River Village SubDv. ⋅ 34689 Zip Code

WATERVIEW, ELEVATED, NO LAND LEASE, AND EXCEPTIONAL INVESTMENT POTENTIAL! Opportunity awaits at 804 River View Lane in Tarpon Springs! This well-built, 2006 manufactured home offers the rare advantage of OWNED LAND, NO HOA, AND NO DEED RESTRICTIONS, providing flexibility for homeowners and investors alike. With an elevated design, water views, and impressive ceilings reaching up to 10 feet, this property offers a spacious feel and outstanding potential to make it your own. LOCATION IS EVERYTHING! Just minutes from the historic Tarpon Springs Sponge Docks, one of Tampa Bay's most distinctive waterfront destinations, known for its rich Greek heritage, authentic restaurants, waterfront dining, boutique shopping, sponge-diving history, and year-round appeal to tourists and locals alike. Enjoy convenient access to the Pinellas Trail, nearby parks, beaches, and everything that makes Florida's Gulf Coast lifestyle so desirable. LOOKING FOR AN INCOME-PRODUCING PROPERTY? With no HOA or deed restrictions, explore the possibilities of a long-term rental, seasonal retreat, or short-term vacation rental such as Airbnb, subject to applicable local regulations. The home offers an excellent opportunity to build equity through cosmetic improvements. Features include a 2024 ROOF, a four-point inspection passed in April 2026, and LVP flooring already installed beneath the existing carpet. Original appliances and interior finishes provide a blank canvas for your updates and personal vision. Whether you're searching for a primary residence, Florida getaway, or investment opportunity, this property delivers location, flexibility, and potential at a compelling value. OWN THE LAND. ENJOY THE WATER VIEWS. EXPLORE THE POSSIBILITIES! Buyer to verify all property information, condition, zoning, rental regulations, and intended use.

804 River View Lane, Tarpon Springs

1236 Pine Ridge Circle W Unit B1, Tarpon Springs

1236 Pine Ridge Circle W Unit B1, Tarpon Springs

2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Lake Tarpon Village SubDv. ⋅ 34688 Zip Code

Charming & Renovated First-Floor Condo. Unmatched Convenience & Resort-Style Amenities. Welcome home to this move-in ready, 2-bedroom, 2-bathroom first-floor condo offering stylish modern upgrades and maximum convenience. Fully refreshed from top to bottom, this unit features a beautifully remodeled kitchen, a tastefully updated hall bath, brand-new carpet, brand new ceiling finishes, and fresh neutral paint throughout. The spacious primary suite boasts a large walk-in closet, providing ample storage. Enjoy quiet mornings and peaceful evenings from your secluded, private outdoor view—a rare find for a first-floor unit with step-free ease of access. Community & Location Highlights: Resort-Style Amenities: Take advantage of the sparkling community pool and top-tier neighborhood facilities. All-Inclusive Living: Low-maintenance lifestyle with condo fees covering cable, high-speed internet, water, sewer, trash, and full access to amenities. Unbeatable Convenience: Located in a quiet, private community while being extremely close to top-rated elementary, middle, and high schools, as well as local shopping, dining, and commuter routes. Whether you're looking for a low-maintenance home or a savy investment, this turnkey condo has it all. Schedule your private tour today!

1236 Pine Ridge Circle W Unit B1, Tarpon Springs

1509 Ridge Shore Drive, Tarpon Springs

1509 Ridge Shore Drive, Tarpon Springs

3 Beds ⋅ 2 Baths ⋅ Beckett Bay SubDv. ⋅ 34689 Zip Code

Enjoy the Florida lifestyle in this conveniently located Tarpon Springs home, just minutes from the Pinellas Trail, Sponge Docks, marina, Rusty Bellies, locally owned restaurants, shops, and year-round community events. Approximately 15 minutes to Fred Howard Park and 10 minutes to downtown Dunedin. Major updates include a **2021 roof, 2024 water heater, 2018 A/C, impact-rated garage door, new dishwasher, and freshly painted interior.** Additional features include indoor laundry, an ADT security system with active smoke detectors, fresh landscaping, and a smartphone-controlled irrigation system. The spacious backyard offers plenty of room for a future pool, fire pit, or outdoor entertaining area. **Low HOA fees** include access to a community pool, pickleball, and tennis courts.No flood insurance required. An affordable opportunity to enjoy homeownership in Pinellas County with convenient access to beaches, parks, dining, shopping, and everything Tarpon Springs has to offer!

1509 Ridge Shore Drive, Tarpon Springs

523 E Boyer Street, Tarpon Springs

523 E Boyer Street, Tarpon Springs

3 Beds ⋅ 1 Baths ⋅ Tarpon Spgs Official Map SubDv. ⋅ 34689 Zip Code

LOOKING FOR YOUR FIRST HOME, A SECOND HOME TO ESCAPE THE COLD WINTERS, OR AN INCOME-PRODUCING INVESTMENT? Welcome to 523 E Boyer Street, a completely renovated 3-bedroom, 1-bath home in charming Tarpon Springs! From the moment you step inside, you'll appreciate the fresh, modern finishes and inviting atmosphere. BEAUTIFULLY TRANSFORMED FROM TOP TO BOTTOM! Featuring a BRAND-NEW ROOF, NEW A/C SYSTEM, NEW FLOORING, a GORGEOUSLY REMODELED KITCHEN AND BATHROOM, BRAND-NEW APPLIANCES, and NEW LIGHTING AND ELECTRICAL FIXTURES THROUGHOUT! Everything has been thoughtfully updated so you can simply move in and enjoy! AND WAIT UNTIL YOU SEE THE BACKYARD! Situated on an approximately 7,383-square-foot lot, this property offers endless possibilities! Imagine creating your own tropical oasis, entertaining friends, enjoying weekend barbecues, or designing the outdoor retreat you've always dreamed of. NO HOA AND LOCATED IN FLOOD ZONE X! Enjoy the freedom of homeownership without HOA fees or restrictions. LOCATION, LOCATION, LOCATION! Just minutes from Historic Downtown Tarpon Springs, the famous Sponge Docks, waterfront restaurants, charming shops, and beautiful Gulf Coast beaches. Enjoy boating, kayaking, and breathtaking Florida sunsets just a short drive away! Whether you're looking for a place to call home, a sunny Florida retreat, or a potential income-producing property, this home offers incredible versatility! Its desirable location near popular attractions makes it an appealing option for those exploring vacation rental opportunities. ALL THE HARD WORK IS DONE — JUST MOVE IN, ENJOY THE FLORIDA LIFESTYLE, OR EXPLORE ITS INVESTMENT POTENTIAL! Schedule your private showing today!

523 E Boyer Street, Tarpon Springs

1615 Wilmar Avenue, Tarpon Springs

1615 Wilmar Avenue, Tarpon Springs

3 Beds ⋅ 2 Baths ⋅ Alta Vista Add SubDv. ⋅ 34689 Zip Code

Built in 2020, this like-new, one-owner home combines beautiful modern styling with energy-efficient features. High ceilings, tile floors, and an open-concept floor plan create an inviting setting for everyday living and entertaining. The spacious 17-by-11-foot primary bedroom offers a comfortable retreat, while the generous, fenced backyard provides plenty of space to relax and enjoy the outdoors. Located approximately 1.5 miles from Historic Downtown Tarpon Springs and the world-famous Sponge Docks, with convenient access to the St. Nicholas Boat Line, parks, beaches, museums, dining, and shopping.

1615 Wilmar Avenue, Tarpon Springs

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