Ruskin Homes under $350,000

Ruskin Homes under $350,000

Welcome to Ruskin, Florida – a charming gem nestled in the heart of Hillsborough County, just a stone's throw away from the vibrant city of Tampa. Known for its stunning waterfront views and a relaxed, small-town atmosphere, Ruskin offers a unique blend of coastal living and suburban convenience. With its rich history, warm community spirit, and abundant outdoor activities, it’s no wonder that families, retirees, and young professionals alike are drawn to this delightful locale.

For those seeking affordable housing options, Ruskin is an ideal destination. The real estate market here boasts a variety of homes priced under $350,000, making it an attractive choice for first-time buyers and investors alike. From charming single-family homes to cozy townhouses, you’ll find a diverse selection of properties that cater to different lifestyles and preferences. Many of these homes feature modern amenities, spacious yards, and proximity to local parks, schools, and shopping centers.

Ruskin is also known for its beautiful natural surroundings, including the stunning waters of Tampa Bay and the nearby Little Manatee River, perfect for fishing, boating, and exploring. With its friendly community and a plethora of recreational activities, Ruskin invites you to experience a relaxed lifestyle while enjoying the convenience of city living just a short drive away.

Explore the possibilities of homeownership in Ruskin, where your dream home awaits at an affordable price. Embrace the charm and warmth of this wonderful Florida town, and make it your next home sweet home!

Newest Ruskin Homes under $350,000

901 Golden Shiner Avenue, Ruskin

901 Golden Shiner Avenue, Ruskin

4 Beds ⋅ 2 Baths ⋅ Brookside Estates SubDv. ⋅ 33570 Zip Code

Virtually Staged. SOLAR POWERED HOME | 2.625 ASSUMABLE MORTGAGE OPPORTUNITY | LOW HOA | MOVE-IN READY! Why wait for new construction when this beautifully maintained 2021-built home offers modern design, energy efficiency, and exceptional value? Situated on an oversized corner lot in Ruskin, this spacious 4-bedroom, 2-bath home features an open-concept layout, a desirable triple-split bedroom floor plan, and a 2-car garage. One of the biggest advantages is the solar power system, offering the potential for significant savings on monthly electricity costs. Even better, an existing mortgage with a 2.625 interest rate may be assumable by qualified buyers, subject to lender approval. Combine that with a remarkably low HOA FEES, and you have an opportunity for reduced ownership expenses! Step inside to discover beautiful oversized tile flooring, neutral finishes, abundant natural light, and a thoughtfully designed floor plan that balances comfort, functionality, and privacy. The spacious great room flows seamlessly into the dining area and kitchen, creating the perfect setting for entertaining or simply enjoying everyday living. The kitchen features granite countertops, a large center island with pendant lighting, 42-inch cabinetry with crown molding, stainless steel appliances, decorative tile backsplash, and an oversized walk-in pantry. Sliding glass doors open from the dining area to the covered patio, extending your living space outdoors. The private primary suite offers a spacious walk-in closet and en-suite bathroom featuring dual vanities, granite countertops, a walk-in shower, and a separate water closet. Three additional bedrooms provide flexibility for guests, a home office, hobbies, or additional living space. Outside, the oversized corner lot provides plenty of room to enjoy Florida living, whether relaxing on your covered patio, entertaining friends, or creating your own backyard retreat. A dedicated laundry room and attached 2-car garage add convenience and storage. Ideally located between I-75 and US-41, with convenient access to Tampa, Brandon, Sarasota, St. Petersburg, Gulf Coast beaches, shopping, dining, parks, boat launches, and major medical facilities. This property offers the perfect combination of modern construction, energy efficiency, affordability, and location. SOLAR SAVINGS, LOW HOA, AND A POTENTIAL 2.625 ASSUMABLE MORTGAGE! Opportunities like this deserve a closer look. Schedule your private showing today and discover everything this move-in-ready home has to provide! Some Pictures have been Virtually Staged.

901 Golden Shiner Avenue, Ruskin

1210 Ace Outlaw Avenue, Ruskin

1210 Ace Outlaw Avenue, Ruskin

4 Beds ⋅ 2 Baths ⋅ Brookside SubDv. ⋅ 33570 Zip Code

Under Construction. The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Nicely tucked away in the quaint town of Ruskin, you will find Brookside. Ruskin is home to the Tomato festival and is also known for its rich agriculture. This location will give you the small-town feel, while being centrally located between Tampa and Sarasota and minutes to I-75, allows you easy access to many local attractions and gulf coast beaches. The community, consisting of 243 homesites, includes one and two-story, single-family, all concrete-constructed homes. Each home comes equipped with Home is Connected, America’s Smart home package, an energy-efficient appliances, quartz countertops in the kitchen, and a blinds package. Residents will enjoy amenities such as a community pool, clubhouse, half basketball court, tot lot, and dog park. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability

1210 Ace Outlaw Avenue, Ruskin

588 Olive Conch Street, Ruskin

588 Olive Conch Street, Ruskin

3 Beds ⋅ 2 Baths ⋅ Shell Cove Ph 1 SubDv. ⋅ 33570 Zip Code

Stunning 3 Bed / 2 Bath Home with Pond Views & Fully Fenced Yard Enjoy serene pond views from nearly every day, this beautiful 3-bedroom, 2-bath home features an inviting open layout and a fully fenced yard for privacy and peace of mind. The spacious kitchen is designed for both everyday living and entertaining, offering granite countertops, stainless steel appliances, and elegant espresso cabinetry. Relax in your private retreat with a spacious primary suite that overlooks the pond, complete with a walk-in closet and a luxurious en-suite bath featuring a walk-in stand-up shower and dual sinks. Step outside to the covered lanai to unwind or host friends, and take advantage of the large backyard with plenty of room to add your own personal touch. Located in a vibrant community with resort-style amenities, including a sparkling pool, playgrounds, and more, this home is a must-see. Call today for more information! Realtor remarks: Please note the following items do NOT convey; tv mounts, refrigerator, drapes and rods, patio lights, and curtains.

588 Olive Conch Street, Ruskin

116 Smokey Hill Avenue, Ruskin

116 Smokey Hill Avenue, Ruskin

5 Beds ⋅ 3 Baths ⋅ River Bend Ph 1a SubDv. ⋅ 33570 Zip Code

Auction Property. AUCTION. This spacious affordable 2 story home offers ample room to relax and entertain. Home features 5 beds, 3 baths, living/dining combo. family room, large kitchen with ample storage, and an attached 2 car garage. The attached screened porch offers water views. The home was built in 2006 and may require some cosmetics update. Property is sold as-is with NO property disclosure or inspection reports. Buyer to compete all due diligence with HOA restrictions or requirements.

116 Smokey Hill Avenue, Ruskin

317 Delwood Breck Street, Ruskin

317 Delwood Breck Street, Ruskin

4 Beds ⋅ 2 Baths ⋅ Covina At Bay Park Ph 2 SubDv. ⋅ 33570 Zip Code

Welcome to Covina at Bay Park! This spacious Ruskin home has a comfortable split-bedroom floor plan with 4 bedrooms, 2 bathrooms and a 2-car garage. Step inside to a formal living and dining room combination. The heart of the home is just beyond with a kitchen and family room combination. Kitchen includes modern white cabinetry, plenty of counter space, a closet pantry, center island for extra prep room and a casual dining area, all overlooking the family room. High ceilings and sliding glass doors give the main living areas a bright, open feel. The primary suite is tucked away from the secondary bedrooms off the family room and features a walk-in closet, dual sinks, soaking tub and separate shower. Three additional bedrooms and a full bath are located at the front of the home. Out back, sliding doors open to covered and screened lanai with plenty of room to relax or entertain, plus a spacious fenced backyard with extended patio and storage shed. Central location with easy access to shopping, dining and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).

317 Delwood Breck Street, Ruskin

114 4th Street Nw, Ruskin

114 4th Street Nw, Ruskin

3 Beds ⋅ 2 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code

Beautifully updated and situated on nearly one-third of an acre, this Ruskin home brings together modern finishes, flexible living space, and major improvements already completed. A BRAND-NEW ROOF installed in September 2026, an updated electrical panel (2026), and HVAC, water heater, and windows replaced in 2024 offer added confidence as you settle into your next chapter. Covered parking welcomes you home, while inside, vinyl plank flooring flows throughout the open-concept layout. The updated kitchen anchors the living space with quartz countertops, stainless steel appliances, and a statement island featuring a waterfall edge and generous barstool seating. From your morning coffee to weekend gatherings, this space keeps everyone connected. With three bedrooms and two bathrooms, you'll have ample space to enjoy for years to come. The primary bedroom features an updated ensuite bathroom, creating a comfortable retreat at the end of the day. Outside, the spacious lot offers room to garden, entertain, or create the outdoor setup you’ve been imagining. A detached shed provides convenient storage for tools, equipment, and seasonal extras, keeping everyday living spaces free of clutter. Beyond the home, Ruskin offers the laid-back waterfront lifestyle that makes this stretch of Tampa Bay special. Spend a morning fishing or kayaking at E.G. Simmons Conservation Park, launch a boat at the Ruskin Commongood Boat Ramp to explore the Little Manatee River and lower Tampa Bay, or head to Sunset Bar & Grill at Little Harbor for waterfront dining as the sun goes down. It’s the kind of place where a day on the water and dinner with a view can become part of your regular routine. With a generous yard, thoughtful updates, and so much of the big-ticket work already handled, this home gives you more time to enjoy it.

114 4th Street Nw, Ruskin

405 2nd Street Sw, Ruskin

405 2nd Street Sw, Ruskin

3 Beds ⋅ 3 Baths ⋅ Campus Shores Sub SubDv. ⋅ 33570 Zip Code

Welcome to this well-maintained 3-bedroom, 3-bath home offering a blend of classic Florida charm and modern updates. Beautiful terrazzo flooring flows throughout much of the home, while the spacious Florida Room provides the perfect space to relax, entertain, or enjoy year-round sunshine. Major improvements provide peace of mind, including a new roof (2025), double-pane windows, Lexan hurricane shutters, and fresh exterior paint completed in 2024. The property also features a garage added in 2021 with Banko hurricane-rated garage doors, adding both convenience and storm protection. The kitchen has been updated with a new refrigerator (2022) and dishwasher (2024), and the water heater was replaced in 2023. Best of all, there are NO HOA or CDD fees, giving owners added flexibility and affordability. Ideally located just minutes south of a public boat ramp, this home offers easy access to boating, fishing, and Florida's outdoor lifestyle. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this move-in-ready property is a must-see. There is also a 30-amp external service to hook-up a motor home. At this price, don't miss out!!!

405 2nd Street Sw, Ruskin

1716 Ripple Jade Place, Ruskin

1716 Ripple Jade Place, Ruskin

4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code

Virtually Staged. Beautifully Updated Lennar Atlanta Model in Spencer Creek! WELCOME HOME TO SPENCER CREEK! Discover the perfect combination of modern comfort, thoughtful updates, and spacious living in this beautifully maintained 4-bedroom, 2.5-bath home offering 1,914 square feet of living space, a versatile upstairs loft, and a spacious 2-car garage! Featuring the popular Atlanta floor plan by Lennar, this move-in-ready residence showcases BRAND-NEW CARPET, FRESH INTERIOR PAINT, CERAMIC TILE FLOORING, a FULLY FENCED BACKYARD with 6-foot PVC privacy fencing, and an ELECTRIC VEHICLE OUTLET in the garage! Step inside to discover a bright, open-concept floor plan designed for comfortable everyday living and effortless entertaining. Beautiful ceramic tile flooring flows throughout the main level, creating a seamless transition between the spacious living room, dining area, and kitchen. The generous living and dining room combination provides flexibility for furniture arrangements while offering plenty of room to gather with family and friends. THE HEART OF THE HOME IS THE BEAUTIFULLY APPOINTED KITCHEN! Featuring rich espresso cabinetry accented with brushed nickel hardware, granite countertops, stainless steel appliances, and an expansive center island with a double-bowl stainless steel sink, this kitchen perfectly blends style and functionality. The oversized island provides additional preparation space and casual seating, while abundant cabinetry offers excellent storage. The adjoining dining area provides convenient access to the backyard, making indoor-outdoor entertaining a breeze. A convenient first-floor half bath with a pedestal sink completes the main level. UPSTAIRS, DISCOVER EVEN MORE SPACE TO RELAX AND UNWIND! A spacious, versatile loft welcomes you to the second level, offering endless possibilities as a media room, home office, gaming area, or additional living space. The generously sized PRIMARY SUITE provides a relaxing private retreat with abundant natural light, brand-new carpet, and an en-suite bathroom featuring espresso cabinetry, brushed nickel hardware, and a spacious walk-in closet. Three additional bedrooms offer comfortable accommodations and flexibility for guests or hobbies. The secondary bathroom features coordinating espresso cabinetry and a tub/shower combination. For added convenience, the upstairs laundry room includes shelving for additional storage. Washer and dryer do not convey. STEP OUTSIDE TO YOUR PRIVATE BACKYARD RETREAT! The spacious backyard is completely enclosed with 6-FOOT PVC PRIVACY FENCING, creating an inviting outdoor setting perfect for weekend barbecues, entertaining friends, gardening, or simply relaxing in the Florida sunshine. With plenty of room to enjoy outdoor activities, this backyard is an extension of the home's comfortable living space. ENJOY THE RESORT-STYLE AMENITIES OF SPENCER CREEK! Residents enjoy access to a resort-style swimming pool with lounge areas, clubhouse, playground, basketball court, dog park, and neighborhood sidewalks surrounded by green spaces. Spencer Creek offers wonderful opportunities for recreation, relaxation, and enjoying the Florida lifestyle.

1716 Ripple Jade Place, Ruskin

1952 Hawks View Drive, Ruskin

1952 Hawks View Drive, Ruskin

3 Beds ⋅ 2 Baths ⋅ Hawks Point Ph 1c-2 & 1d SubDv. ⋅ 33570 Zip Code

This move-in-ready 3-bedroom, 2-bathroom home is located in the desirable gated community of Hawks Point. The interior features an open floor plan that creates a seamless and functional flow throughout the main living areas. The kitchen is equipped with granite countertops and modern stainless-steel appliances. The primary suite includes a walk-in closet and attached bathroom. Off the kitchen is a screened-in back patio which overlooks the large fenced-in backyard with no rear neighbors. Conveniently located near shopping, dining, schools, and major commuter routes, offering easy access for daily commutes and local essentials.

1952 Hawks View Drive, Ruskin

909 15th Street Ne, Ruskin

909 15th Street Ne, Ruskin

3 Beds ⋅ 3 Baths ⋅ Wellington North At Bay Park SubDv. ⋅ 33570 Zip Code

Welcome to this spacious home offering over 1,800 sq. ft. of open living space in the desirable community of Wellington North at Bay Park—featuring low HOA fees and NO CDD! Offering 3 bedrooms, 2.5 bathrooms, a versatile open loft, and a 2-car garage, this property is packed with potential. Offered AS-IS, this move-in-ready layout provides complete structural peace of mind with a 2023 Roof, 2022 Water Heater, newer a/c, and refreshed 2020 flooring throughout—just add a fresh coat of paint to make it yours! Designed for functional everyday living, the main floor boasts a formal dining room, a convenient guest half bath, a main-level primary suite, and an open kitchen equipped with brand-new 2024 appliances that convey with the sale. Upstairs, two secondary bedrooms flank a versatile open loft that easily functions as a dedicated home office, media lounge, or playroom. Step outside to a private, fully fenced-in backyard that offers endless space for pets and entertaining, with plenty of room left over to add a pool in the future. Ideally located in fast-growing Ruskin with immediate access to I-75 and US-41, commuting to Tampa, Bradenton, and MacDill AFB is effortless. Out-of-town buyers will love having low overhead with no CDD and low HOA, while being minutes from local waterfront gems like Bahia Beach at Little Harbor, Apollo Beach Preserve, and boat ramps at E.G. Simmons Regional Park. Nature enthusiasts can explore Little Manatee River State Park or the nearby Ruskin Park & Recreation Center, and you're just a short drive from top healthcare facilities (HCA Florida South Shore Hospital and St. Joseph's Hospital - South) and under an hour to world-famous Gulf Coast beaches like St. Pete Beach and Siesta Key!

909 15th Street Ne, Ruskin

1501 Climbing Dayflower Drive, Ruskin

1501 Climbing Dayflower Drive, Ruskin

4 Beds ⋅ 2 Baths ⋅ Wynnmere East Ph 1 SubDv. ⋅ 33570 Zip Code

Welcome to this inviting single-story home in the heart of Ruskin, Florida! Seller is offering a $3000 concession for the flooring so you can come in and make it your own. Boasting 4 bedrooms, with a split and open floor plan, this home is perfect for the family, or great as a rental property! It features an enlarged screened-in patio in the back, accessible directly from the open-concept kitchen/dining/living room combo, making it ideal for entertaining and get-togethers! The yard is great for pets and is fully fenced with new vinyl fencing for privacy. Not to mention the enormous walk in closet in the master suite! and a full two car garage. This home has everything you need!

1501 Climbing Dayflower Drive, Ruskin

203 5th Avenue Nw, Ruskin

203 5th Avenue Nw, Ruskin

2 Beds ⋅ 2 Baths ⋅ Ruskin City 1st Add SubDv. ⋅ 33570 Zip Code

Virtually Staged. VIRTUALLY STAGED — NO HOA — 2 BEDROOMS — FENCED 1/4-ACRE LOT! Welcome to 203 5th Ave NW, where space, freedom, and Florida living come together! This charming 2-bedroom, 2 bath home offers a flexible floor plan, comfortable living spaces, and plenty of natural light. Best of all, with NO HOA and a spacious partially fenced 1/4-acre lot, you'll have room to enjoy the property your way. Bring the boat, RV, work vehicles, trailers, and recreational toys—there's plenty of space to make this property work for your lifestyle. The large backyard and open green space are ready for your imagination. Picture weekend cookouts, a firepit, garden, play area, pets, or your own private outdoor retreat. There's room to create something special. Located in Florida's growing South Shore area, you'll enjoy convenient access to shopping, dining, recreation, boating and fishing, with Tampa Bay and Gulf Coast destinations within easy reach. If you've been searching for a home with ROOM TO BREATHE, NO HOA, A BIG FENCED YARD, AND SPACE FOR ALL YOUR TOYS, this one deserves a closer look. DON'T JUST BUY A HOUSE—BRING YOUR VISION AND MAKE IT HOME!

203 5th Avenue Nw, Ruskin

Start Your Search

How much is your home worth?

Get instant property value now!