Palmetto Homes with 55+ Only

Palmetto Homes with 55+ Only

Welcome to Palmetto, a charming city located in Manatee County, Florida. Known for its beautiful landscapes, friendly community, and rich history, Palmetto offers a perfect blend of small-town charm and modern amenities.

For those looking to settle down in a peaceful and welcoming environment, Palmetto is the ideal destination. The city boasts a variety of 55+ only communities, providing residents with a serene and age-appropriate living experience. These communities offer a range of amenities tailored to the needs and preferences of active adults, including social activities, fitness centers, and more.

In addition to the 55+ communities, Palmetto features a diverse real estate market with options to suit every lifestyle. From cozy condos to spacious single-family homes, there is something for everyone in this vibrant city. Whether you're a first-time homebuyer or looking to downsize in retirement, Palmetto has the perfect home for you.

With its convenient location, beautiful surroundings, and welcoming atmosphere, Palmetto is a place where residents can enjoy a relaxed Florida lifestyle while still being close to all the amenities and attractions of the region. Come and discover all that Palmetto has to offer – your dream home awaits in this picturesque city.

Newest Palmetto Homes with 55+ Only

$155,000
2 Beds 2 Baths Jet Mhp SubDv. 34221 Zip Code
Move-In Ready & Priced to Sell – Fully Renovated 2BR Waterfront Retreat in Jet Mobile Home Park. Motivated seller! This beautifully renovated 2-bedroom, 2-bath home in Jet Mobile Home Park — a resident-owned 55+ waterfront community on the Manatee River — is ready for its next owner. Partially furnished and truly turnkey, it's ideal for seasonal living or a year-round Florida escape. Inside, an open, sun-filled layout leads to a spacious sunroom perfect for morning coffee or entertaining. Every major system was updated in 2025: new vinyl flooring, fresh paint, updated vanities and plumbing, and a brand-new second-bath shower. The custom hickory kitchen pairs timeless style with a new dishwasher, microwave, and disposal, plus split A/C units (condenser raised for efficiency) and a new washer and dryer. More peace of mind built in: vinyl thermopane windows, new siding and awnings, a durable white rubber roof (2023), an engineered front roof extension with lanai and carport, fresh termite treatment, and a clean 4-point inspection (May 2025). HOA is just $195/month and covers water, sewer, garbage, and lawn care. Residents enjoy a private boat ramp, kayak launch, pool, shuffleboard, and an active clubhouse — all minutes from Ellenton Premium Outlets, Anna Maria Island beaches, and three international airports. Priced at appraised value and ready for immediate move-in. Schedule your private showing today!

198 Tankey Drive, Palmetto

$125,000
2 Beds 2 Baths Tropic Isles SubDv. 34221 Zip Code
Wake up to the gentle coastal breeze and embrace the relaxed waterfront lifestyle you've been dreaming of in the highly sought-after Tropic Isles Co-Op, a resident-owned 55+ community where every day feels like a vacation. Boating enthusiasts will appreciate the deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, making spontaneous days on the water effortless. Spend your mornings strolling through waterfront parks, launch a kayak at sunrise, unwind in the heated pool and spa, stay active in the fitness center, or gather with neighbors for shuffleboard and the many social events that make this community so special. This spacious two-bedroom, two-bath home welcomes you with an abundance of natural light streaming through newer windows, creating a bright and inviting atmosphere. The thoughtfully updated kitchen and bathrooms blend style with everyday comfort, while the generous living and dining areas provide plenty of space for entertaining guests or simply relaxing at home. A newer air-conditioning system, just two years old, keeps the home comfortable year-round, while the roof, only two and a half years old, provides added peace of mind. Step outside to the paved rear patio, where morning coffee is accompanied by fresh coastal air and evenings become the perfect setting for dining, entertaining, or unwinding after a day on the water. An attached storage shed provides ample room for beach gear, fishing equipment, tools, or hobby supplies. Whether you're searching for a seasonal escape or a full-time residence, this home combines comfort, value, and the unmatched charm of waterfront living in one of the area's most desirable active communities.

130 Capri Drive, Palmetto

$220,000
1 Beds 1 Baths Tropic Isles SubDv. 34221 Zip Code
Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!

4 Basin Street, Palmetto

$304,000
3 Beds 2 Baths Imperial Lakes Estates SubDv. 34221 Zip Code
Move right in and enjoy worry-free Florida living in this beautifully updated 3-bedroom, 2-bath home offering approximately 1,680 square feet of comfortable living space with an attached 2-car garage and an additional 2-car carport featuring a unique remote-controlled privacy screen enclosure that provides privacy while still allowing you to enjoy the outdoors. The current owners have invested extensively in this home, making it truly move-in ready. Major improvements include a new roof on the home, lanai, garage, and carport (2022), new double-hung tilt-in windows (2022), new HVAC system (2023), new flooring throughout (2021), a completely remodeled custom kitchen with new appliances (2022), new Rheem 40-gallon water heater (2022), new washer and dryer (2024), a custom-built living room fireplace (2021), new window coverings throughout (2021), an epoxy-coated garage floor (2023), an inspected vapor barrier, and an updated hurricane tie-down system for both the home and carport. Inside, you'll appreciate the spacious split-bedroom floor plan, soaring cathedral ceilings, crown molding throughout, and an abundance of natural light. The primary suite features a walk-in closet with built-in storage and a beautifully updated bath with a ceramic tile walk-in shower. The spacious kitchen offers abundant cabinetry, an oversized walk-in pantry, and an indoor laundry room, creating a home that's as functional as it is beautiful. Located in the highly desirable 55+ community of Imperial Lakes Estates, residents enjoy an active lifestyle with two heated swimming pools, spa, tennis courts, pickleball, bocce ball, shuffleboard, horseshoes, a scenic 65-acre lake, and an impressive 12,000-square-foot clubhouse featuring a full kitchen, billiards room, library, stage, dance floor, and a full calendar of social activities and community events. Convenience is another outstanding feature of this location. You're just minutes from Publix, Ellenton Premium Outlets, a growing selection of new restaurants, shopping, medical offices, and Interstate 75. The area continues to experience tremendous growth with the new hospital under construction on Moccasin Wallow Road, along with additional retail, restaurants, and commercial development that continue to make Parrish and North Manatee County one of the fastest-growing areas on Florida's Gulf Coast. If you're looking for a beautifully updated home where the major improvements have already been completed, in an active community with exceptional amenities and a location that's close to everything, 8433 Regal Way deserves a place at the top of your list.

8433 Regal Way, Palmetto

$164,900
2 Beds 2 Baths Imperial Lakes SubDv. 34221 Zip Code
BEST PRICE IN THE COMMUNITY! Welcome to this beautifully maintained 2-bedroom, 2-bath home in the highly desirable Imperial Lakes Estates, a premier 55+ land-owned community. This freshly painted, move-in-ready home is offered with the current furniture (if desired), making it perfect for year-round living or a seasonal retreat. The spacious floor plan is filled with natural light and features a large living room with custom built-ins, a separate family room, a bar area that's perfect for entertaining, and a Florida sunroom, ideal for relaxing with a coffee or a book. The primary suite offers a walk-in closet and an en-suite bath with dual vanities and a recently renovated walk-in shower. The second bedroom includes a built-in desk and a generous closet. An oversized storage room provides endless possibilities for hobbies, a workshop, or additional storage. A newer A/C provides peace of mind. Additional features include a carport, a storage shed, and low quarterly fees that cover cable, internet, and community amenities. Enjoy an active lifestyle with two heated pools, pickleball, tennis, shuffleboard, a clubhouse, and countless social activities, all centered around a scenic 65-acre spring-fed lake. Conveniently located near shopping, dining, golf courses, I-75, and just a short drive to Sarasota, St. Petersburg, and Tampa. The pet-friendly community allows up to two dogs (25 lbs. max each).

8430 Imperial Circle, Palmetto

$399,000
2 Beds 2 Baths Tropic Isles SubDv. 34221 Zip Code
Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

226 Bimini Drive, Palmetto

$154,000
2 Beds 2 Baths Terra Ceia Manor Co-Op SubDv. 34221 Zip Code
Move right in and start enjoying the Florida lifestyle in this beautifully updated, turnkey-furnished home, where modern finishes and coastal charm create an inviting place to call home. Located in the sought-after Terra Ceia Manor 55+ community, this 2-bedroom, 2-bath residence offers the perfect blend of style, comfort, and convenience. Light laminate flooring flows throughout the home, complemented by soft neutral tones that create a bright, welcoming atmosphere. The spacious, renovated kitchen is the heart of the home, offering stylish finishes, ample cabinetry, and plenty of room to cook, gather, and entertain. Both bathrooms have been tastefully remodeled, while new windows throughout provide energy efficiency and fill the home with natural light. Adding to the home's appeal is the inviting front sunroom with its relaxed coastal feel, making it an ideal spot to enjoy your morning coffee, read a good book, or simply unwind. Being sold turnkey furnished, this home is truly move-in ready, allowing you to settle in and start enjoying the Florida lifestyle from day one. Terra Ceia Manor is a resident-owned community where you own the land, offering low HOA fees and wonderful amenities including a clubhouse, heated pool, shuffleboard, and a full calendar of social activities. Conveniently located near shopping, dining, medical facilities, and the beautiful Gulf beaches, this charming home offers carefree Florida living at its best.

5619 Bayshore Road Unit 319, Palmetto

$169,000
2 Beds 2 Baths Terra Siesta Mh Coop SubDv. 34221 Zip Code
Impeccably maintained and filled with modern updates, this bright and spacious 2-bedroom, 2-bathroom home also offers a large bonus office or flex space as you enter. The open floor plan seamlessly connects the living room to the dining area, which features abundant built-in storage, and flows into the beautifully remodeled kitchen (2023) complete with a center island with glass cooktop, double pantry, large stainless refrigerator, and a new dishwasher (2026). The generous primary suite includes dual his-and-hers walk-in closets and a fully remodeled ensuite bathroom (2023) with a stunning tiled walk-in shower, dual-sink vanity, new exhaust fan and a linen closet. The guest bedroom offers ample closet space and is conveniently located next to the remodeled guest bathroom (2025), featuring a striking tiled walk-in shower, new vanity, updated fixtures, and a new exhaust fan. Additional improvements throughout the home include new windows and doors (2024), luxury vinyl plank flooring (2023), a new HVAC system with all new ductwork (2023), recoated membrane roof (2024), updated light fixtures, and modern remote-controlled ceiling fans. Outside, you'll find a new fully screened lanai (2025) with access to the workshop and laundry area, which includes a deep freezer, along with a private outdoor patio and a separate storage shed. Situated on a quiet lot with no rear neighbors, this home is located in Terra Ceia Manor, an active 55+ co-op shareholder community with no lot rent. The low monthly HOA fee of just $199 includes water, sewer, trash, lawn care, and access to the heated pool, clubhouse, and a full calendar of social activities. Conveniently located near beaches, shopping, dining, and with easy access to I-275 and I-75, you're just a short drive from Sarasota, Clearwater, St. Petersburg, and Tampa.

5619 Bayshore Road Unit 435, Palmetto

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