Palm Harbor Homes with Waterfront

Palm Harbor Homes with Waterfront

Welcome to Palm Harbor, a charming city located in Pinellas County, Florida. Known for its beautiful waterfront homes, Palm Harbor offers residents a tranquil and picturesque lifestyle.

Situated along the Gulf of Mexico, Palm Harbor boasts stunning views and a variety of water activities for residents to enjoy. Whether you're looking to go boating, fishing, or simply relax on the sandy beaches, the waterfront homes in Palm Harbor provide the perfect setting for those seeking a coastal lifestyle.

With a true waterfront setting, these homes offer direct access to the water, allowing residents to indulge in their favorite water sports or simply take in the breathtaking sunsets. Imagine waking up to the sound of gentle waves and having your own private oasis just steps away.

Palm Harbor itself is a vibrant community with a rich history and a strong sense of community. The city is home to excellent schools, beautiful parks, and a variety of recreational amenities. Residents can explore the charming downtown area, which is filled with unique shops, restaurants, and art galleries.

Additionally, Palm Harbor is conveniently located near major highways, providing easy access to the nearby cities of Tampa and St. Petersburg. This makes it an ideal location for those who want to enjoy the peacefulness of waterfront living while still being close to urban amenities.

If you're looking for a true waterfront experience in a friendly and welcoming community, Palm Harbor is the perfect place to call home. With its stunning homes and idyllic setting, this city offers a lifestyle that is truly one-of-a-kind.

Newest Palm Harbor Homes with Waterfront

36750 Us Highway 19 N Unit 17-111, Palm Harbor
$275,000
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34684 Zip Code
Experience the best of resort style living at the beautiful Innisbrook Golf & Spa Resort. This inviting 1-bedroom, 1-bath condominium offers an opportunity to own a getaway in one of the Tampa Bay area’s most recognized resort communities. Enjoy the relaxed Florida lifestyle surrounded by lush tropical landscaping and championship golf courses. Whether you’re looking for a personal retreat, a vacation escape, or an investment opportunity, this condominium offers the perfect setting to enjoy everything the Innisbrook lifestyle. Conveniently located near the beaches, shopping, dining, and entertainment of the Palm Harbor and Tampa Bay areas. Come discover your own piece of paradise!

36750 Us Highway 19 N Unit 17-111, Palm Harbor
5836 Windermere Drive, Palm Harbor
$685,000
4 Beds ⋅ 3 Baths ⋅ Glenridge East SubDv. ⋅ 34685 Zip Code
Welcome to your slice of Florida paradise in the gated Glenridge East community in the heart of Palm Harbor! Situated on a beautifully landscaped corner lot overlooking a tranquil pond, this spacious 4-bedroom, 3-bath, 3-car garage pool home offers the perfect blend of privacy, comfort, and Florida living. Soaring ceilings, abundant natural light, and solid-surface flooring throughout create a bright, inviting atmosphere. The crisp white kitchen features stone countertops, a beautiful glass tile backsplash, stainless steel appliances, generous cabinetry, and a breakfast bar. The adjoining living area showcases an updated stone fireplace with a wine fridge and pocket sliding *HURRICANE RATED* glass doors that open completely to the expansive covered lanai, screened pool, and peaceful pond views—perfect for indoor-outdoor entertaining! The desirable split floor plan offers a private primary retreat with direct pool access, a soaking tub, and custom California Closets. Additional highlights include a convenient pool bath, indoor laundry room with utility sink, and no carpet. Major improvements include a NEW A/C (2023), NEW hurricane rated windows and doors (2022), and pool pump (2020). Enjoy the privacy of this quiet gated neighborhood while remaining conveniently located near Ridgemoor Central Park, Brooker Creek Preserve, John Chesnut Park, golf courses, shopping, dining, historic Tarpon Springs, and the beautiful Gulf beaches. A wonderful opportunity to enjoy the best of Palm Harbor living!

5836 Windermere Drive, Palm Harbor
231 Lagoon Drive, Palm Harbor
$430,000
Ozona Shores 3rd Add SubDv. ⋅ 34683 Zip Code
Don’t just build a home, build your future in the heart of Ozona, one of Pinellas County’s most sought-after coastal communities. This exceptional homesite is cleared and leveled, offering a rare opportunity to fast-track your build in a location where waterfront and water-access properties are increasingly hard to find. With access to Brooker Creek and the Gulf of America, this property delivers the best of Florida coastal living, whether you’re heading out by boat or simply soaking up the water views and natural surroundings. An added advantage: Pinellas County has future plans to increase the clearance of the Shore Drive bridge, which is expected to allow for larger vessels to pass, further enhancing the long-term boating appeal of this location. The main lot offers approximately 116 feet of depth by 82 feet of width (9,512 sq ft), with an additional 1,848 sq ft parcel located along the water on the east side of Lagoon Dr, bringing the total to approximately 11,360 sq ft. This unique configuration provides flexibility for design, outdoor living, and maximizing your waterfront experience. Location is everything, and Ozona delivers. Known for its golf cart-friendly lifestyle and tight-knit coastal charm, this community offers easy access to local marinas, waterfront dining, and some of the area’s most beloved restaurants and gathering spots. Spend your days on the water, your evenings catching sunsets on a golf cart ride, and your weekends enjoying nearby amenities like the Sunderman Sports Complex and the scenic Pinellas Trail. The property is also conveniently located near Ozona Elementary and Palm Harbor University High School, making it an easy everyday lifestyle choice. Opportunities like this, cleared, build-ready land with water access, Gulf connectivity, and future upside are incredibly rare in Ozona. Don’t just live… live coastal. Survey and soil test available upon request.

231 Lagoon Drive, Palm Harbor
3937 Lake Shore Drive, Palm Harbor
$499,900
3 Beds ⋅ 3 Baths ⋅ Lake St George-Unit 1 SubDv. ⋅ 34684 Zip Code
Welcome to this beautiful three-bedroom, two-and-a-half-bathroom home in Palm Harbor, offering a peaceful lake view, no rear neighbors, and a spacious layout designed for comfortable Florida living! Notable features include an AC system installed approximately in 2020, a 2018 roof, and a newer water heater. Notably, the garage door was installed this past summer, so it's still under warranty. From the inviting front porch to the relaxing outdoor living spaces, this home offers the perfect combination of comfort and convenience. Step inside to discover wood-look luxury vinyl plank flooring, ceramic tile in the kitchen, ceiling fans throughout, and vaulted ceilings that create a bright and airy atmosphere in the main living areas. The open floor plan features a spacious living room and dining room combination that flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen offers abundant cabinetry for storage, a stainless steel refrigerator, and a cozy breakfast nook perfect for casual dining. The desirable split-bedroom floor plan provides added privacy, with the spacious primary suite featuring vaulted ceilings, a walk-in closet, and a private en-suite bathroom complete with a dual-sink vanity, relaxing soaking tub, and separate walk-in shower. Two additional nicely sized bedrooms share an updated full bathroom featuring a newer stone-top vanity and glass-enclosed shower. One of the home's standout features is the inviting outdoor space, where you can relax and take in the beautiful lake views with no rear neighbors! A covered outdoor dining area leads to a spacious deck, creating the perfect setting for grilling, entertaining guests, enjoying your morning coffee, or simply unwinding while overlooking the peaceful surroundings. Residents also enjoy access to community amenities, including sports courts, a playground, and a dock, offering additional opportunities for recreation and enjoying the outdoors. Conveniently located in Palm Harbor, this home is just minutes from numerous dining options, shopping centers, local parks, and recreational activities, with Florida's stunning Gulf beaches only a short drive away. Schedule your showing today!

3937 Lake Shore Drive, Palm Harbor
18 Yawl, Palm Harbor
$160,000
Crystal Bay M/H Club Inc Unrec SubDv. ⋅ 34683 Zip Code
Virtually Staged. Welcome to Crystal Bay — A Hidden Gem of Waterfront Tranquility. Step into the peaceful rhythm of coastal living in this highly sought-after community, where every day feels like a vacation. This rare vacant waterfront lot invites you to create your dream manufactured home in a setting that soothes the soul. Wake up to golden sunrises shimmering on the water, and sip your morning coffee as gentle breezes dance across the shoreline. With luck, you might catch a glimpse of dolphins or manatees surfacing playfully. Enjoy exclusive access to a private boat ramp, take a dip in the refreshing community pool, or connect with neighbors in the soon-to-be beautifully renovated clubhouse. Everything about Crystal Bay encourages relaxation, connection, and contentment. Take a leisurely 10-minute stroll to Crystal Beach to witness breathtaking sunsets, or hop on your bike and explore the scenic Pinellas Trail. Just minutes away, pristine shores of Honeymoon Island await. This is more than a property — it’s a lifestyle of peace, beauty, and belonging. Don’t miss your chance to be part of this truly special waterfront retreat!

18 Yawl, Palm Harbor
109 Old Oak Lane, Palm Harbor
$4,250,000
2 Beds ⋅ 2 Baths ⋅ Burghstreamss Sub SubDv. ⋅ 34683 Zip Code
*AN EXTRAORDINARY 6.07-ACRE OPPORTUNITY IN THE HEART OF OZONA!* A truly rare offering in Palm Harbor, combining a magnificent custom-built estate, a second residence, income-producing boat and RV storage, and exceptional investment potential across two separate parcels. *Parcel 1 – 201 Old Oak Lane | 3.80 Acres** Parcel ID: 10-28-15-12816-023-0003 *Parcel 2 – 109 Old Oak Lane | 2.27 Acres** Parcel ID: 10-28-15-12816-019-0502 Located at 109 and 201 Old Oak Lane, this one-of-a-kind property offers the privacy of a secluded country estate while remaining minutes from the Gulf of Mexico, marinas, beaches, shopping, dining, and everything the desirable Ozona community has to offer. **201 Old Oak Lane** encompasses approximately 3.8 acres and features an impressive 6,574-square-foot, three-story Mountain Craftsman estate, built in 2005 with extraordinary attention to detail. From its elevated setting and expansive wraparound porches with exotic Ipe hardwood decking to its custom stonework, Hardie board siding, powder-coated railings, and beautiful hickory wood floors, this residence showcases exceptional craftsmanship throughout. Built with hurricane-resistant construction features, the home includes Pella impact-resistant insulated windows, an elevator, generator, two Rinnai gas water heaters, and a stunning gourmet kitchen. Every element reflects thoughtful design, quality materials, and timeless character. **109 Old Oak Lane** adds approximately 2.27 acres and a second single-family residence, providing additional flexibility for extended family, rental income, or potential business use. The property also features an established boat, RV, and trailer storage operation generating Cash flow on a monthly basis. Both parcels are zoned **E-1 (Employment 1)**, presenting a rare combination of existing residential improvements, ongoing income, and potential commercial redevelopment opportunities. With approximately 6.07 acres, multiple access points, an existing retention pond, and a location bordering the Pinellas Trail, the possibilities are compelling for an owner-user, investor, or developer, subject to applicable zoning and county approvals. **Two parcels. Two residences. Over six acres. One exceptional opportunity.**

109 Old Oak Lane, Palm Harbor
13 Freshwater, Palm Harbor
$599,000
4 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34684 Zip Code
LAKE TARPON WATERFRONT. PRIVATE DOCK. ROOM TO SPREAD OUT. Looking for waterfront living without the Gulf-front price tag? Welcome to 13 Freshwater Drive in Palm Harbor, where boating, beautiful water views, and a little extra privacy come together. Situated at the END OF THE ROAD with NO IMMEDIATE NEIGHBOR ON THE LEFT, this ELEVATED TWO-STORY HOME offers a setting that's hard to duplicate. With a PRIVATE DOCK AND BOAT LIFT, Lake Tarpon becomes part of your everyday lifestyle. Spend the afternoon on the water, cruise over to Tarpon Turtle for waterfront dining, or simply enjoy the view from home. Inside, the two story home offers incredible flexibility. Upstairs features the main kitchen, living spaces, three bedrooms, and a Florida room with fireplace. Downstairs which is accessible from within the house has its OWN ENTRANCE, KITCHENETTE, bedroom, bathroom, and additional living space, creating options for guests, extended stays, hobbies, or working from home. Outside, enjoy tropical landscaping, screened outdoor spaces, a hot tub, above-ground pool, and plenty of places to relax or entertain along the waterfront. If you've been searching for a WATERFRONT HOME WITH CHARACTER, BOATING ACCESS, PRIVACY, AND A FLEXIBLE FLOOR PLAN, 13 Freshwater Drive deserves a closer look. Schedule your private showing and experience Lake Tarpon living for yourself.

13 Freshwater, Palm Harbor
2056 Cove Trace, Palm Harbor
$3,750,000
5 Beds ⋅ 7 Baths ⋅ Eagles Cove At Lake Tarpon SubDv. ⋅ 34685 Zip Code
A Once-in-a-Lifetime Opportunity to Own a Rare Double-Sided Lake Tarpon Waterfront Estate! Tucked away in Palm Harbor’s exclusive gated community of Eagles' Cove, this extraordinary 5-bedroom, 7-bathroom estate offers 6,876 square feet of luxury living on a spectacular peninsula setting. Surrounded by panoramic lake views and remarkable privacy, this is Florida waterfront living on an entirely different level! The stately limestone tiled entry, custom double iron front door, architectural columns and natural gas lanterns create an unforgettable first impression. Inside, Brazilian cherry hardwood floors, diagonal-set travertine, 8-foot solid-core doors, custom iron railings and detailed woodwork showcase exceptional craftsmanship throughout. The show stopping chef’s kitchen is a culinary masterpiece, featuring floor-to-ceiling “Furniture Style” solid-wood cabinetry, an impressive 13-foot island with two copper sinks, side by side Wolf ovens with warming drawers, a Thermador six burner gas range, two Miele dishwashers and a paneled Sub-Zero refrigerator. Designed for grand entertaining, the formal dining room overlooks the lake and natural surroundings, features an illuminated tray ceiling, arched openings and a walk-through wet bar connecting to the kitchen. A beautiful breakfast nook surrounded by water views makes even your morning coffee feel like a getaway. The main living spaces offer a gas fireplace, custom built-ins, statement chandeliers and a built-in saltwater aquarium with live coral. The primary suite is a private retreat featuring a gas fireplace, lakefront balcony, dedicated fitness room, custom-designed dressing closet and luxurious bathroom with endless water views! Additional living spaces include a media room with projection screen and sound-blocking insulation, two offices, an upstairs study area and a unique rock-climbing wall. Whole-home indoor and outdoor surround sound adds to the entertaining experience. Step outside to your own resort-inspired waterfront oasis! The expansive covered lanai features comfortable gathering spaces, a wood-and-gas fireplace and a fully equipped Alfresco outdoor kitchen overlooking the saltwater pool and spa. A freestanding, see through wood-burning fireplace creates an inviting setting for evenings by the water while preserving those breathtaking lake views. Your private waterfront dock provides direct access to over 2,500 acres of Lake Tarpon, Pinellas County’s largest freshwater lake, known for boating, waterfront dining, waterskiing, tubing, kayaking, paddle boarding, sunset cruising and exceptional bass fishing. Eagles' Cove offers an exceptional combination of waterfront recreation and natural beauty, bordering the Brooker Creek Bird Sanctuary with opportunities to observe native Florida wildlife. Enjoy the Pinellas Trail just outside the community gates, nearby John Chestnut Sr. Park, waterfront dining by boat and convenient access to Palm Harbor’s shopping, dining and everyday amenities. Rare waterfront positioning. Exceptional craftsmanship. A lifestyle centered around the water. This remarkable Lake Tarpon Estate seamlessly blends privacy, luxury and the Best of Florida Living in one Unforgettable Setting!

2056 Cove Trace, Palm Harbor
104 Klosterman Road W, Palm Harbor
$1,750,000
4 Beds ⋅ 3 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you’ve been looking for. Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water. The home has also been thoughtfully updated with numerous recent improvements, including: New kitchen and appliances ~ 2024; New water heater ~ 2024; New pool pump ~ 2024; New dock ~ 2024; New boat 10,000 lb lift ~ 2025; New washer and dryer ~ 2025; Roof ~ 2018 (upper roof) / 2005 (lower roof) Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting. A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water. Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views. Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area—perfect for entertaining family and friends. The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience. Upstairs, you'll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas. Whether you're looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living. Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don't miss your opportunity to make this extraordinary coastal retreat your own.

104 Klosterman Road W, Palm Harbor
405 Manor Boulevard, Palm Harbor
$458,765
2 Beds ⋅ 2 Baths ⋅ Baywood Manor Sub SubDv. ⋅ 34683 Zip Code
Welcome to Reata Retreat, a beautifully renovated and fully furnished Palm Harbor home where modern upgrades meet relaxed Florida living. Extensively updated in 2025–2026, this inviting property features major system replacements, stylish finishes, spa-inspired bathrooms, and thoughtfully designed indoor and outdoor living spaces. Offered fully furnished, this turnkey retreat is ready to enjoy as your own personal home full time/part time OR as a ready-to-go short/long term rental property! Major improvements include new shingle and flat roofs (2026), new electrical wiring and panel (2025), new plumbing and sewer line to the main sewer (2026), new HVAC system and ductwork throughout (2026), and new foam attic insulation (2026) that keeps electric bills unbelievably low! Hurricane-rated windows throughout the home and laundry room, along with hurricane-rated front, back, and patio doors, add another layer of protection. A whole-house water softener system completes the home's impressive list of upgrades and energy efficiencies. Fresh from extensive renovations, the home features new flooring throughout, interior and exterior paint, and interior doors. Both bathrooms have been updated with new vanities, sinks, hardware, showers, and fixtures, creating a modern, cohesive look throughout. Unwind in the luxurious primary bathroom featuring a walk-in rain shower, elegant Juliette soaking tub, updated vanity, stylish lighting, and backlit mirror. The second full bathroom offers a walk-in shower and upgraded vanity, with modern finishes that bring a relaxing, spa-like feel to everyday living. The kitchen showcases elegant Carrara marble countertops, updated cabinetry, decorative pendant lighting, and a dedicated coffee and wine bar. A new refrigerator and dishwasher (2026) complement the stove, drawer-style microwave, and vent hood. The kitchen comes fully equipped with cookware, dishes, and glassware, making entertaining easy from day one. Enjoy a king bed in the primary bedroom, a smart TV mounted on a remote-controlled ceiling lift, and three smart TVs throughout the home. The main living room features a queen sleeper sofa, while the bright Florida room offers a daybed that converts to a queen, with a sliding barn door for added privacy. Coordinated furnishings and décor throughout create a welcoming, move-in-ready atmosphere. The backyard is designed for relaxation and entertaining, featuring a new five-person hot tub with jets, waterfall, and LED lighting, plus a new outdoor shower—perfect after a day at the beach. Enjoy peaceful pond views from the patio, dine outdoors, or gather around the fire pit in the evenings. Additional improvements include a partial backyard privacy fence, decorative garden panels, trellises, exterior lighting, and newly landscaped front grounds with Bahia sod, plantings, and trees (2026). A separate laundry and storage room beneath the carport includes a washer and dryer. Covered parking accommodates one vehicle, with driveway space for two additional vehicles. A Ring doorbell adds convenience. Ideally situated in Palm Harbor near Innisbrook golf, Gulf beaches, and the attractions of Tarpon Springs, this property offers an inviting home base for enjoying the Florida lifestyle. The Reata Retreat brings new meaning to "Turn Key".

405 Manor Boulevard, Palm Harbor
135 Harbor Drive, Palm Harbor
$1,750,000
6 Beds ⋅ 5 Baths ⋅ Ozona Shores 4th Add SubDv. ⋅ 34683 Zip Code
Move-in ready waterfront retreat with expansive Gulf, ocean, and Intracoastal Waterway views, perfect as your dream home or a turnkey Airbnb investment. Sold fully furnished with no HOA and no short-term rental restrictions. This fully updated, open-concept home offers 6 bedrooms, 5 baths, and 3,132 square feet with wood cabinets, granite countertops, and a walk-in pantry. The spa-like primary bath features a frameless glass walk-in shower with water views. Outside, enjoy a private pool and spa, a covered lanai with outdoor dining, an expansive paver deck along the seawall, and your own private dock — all framed by lush tropical landscaping. A fireplace and rare two-car garage with full bath complete the package. Set in the heart of golf-cart-friendly Palm Harbor, you're just a short drive from charming restaurants, shops, and the pristine beaches of Honeymoon Island. Move right in and make it your own."

135 Harbor Drive, Palm Harbor
4730 Wrentham Place, Palm Harbor
$814,900
4 Beds ⋅ 3 Baths ⋅ Devonshire SubDv. ⋅ 34685 Zip Code
THIS JUST KEEPS GETTING BETTER! Price adjustment - like an early Christmas gift!! Welcome home to this stunningly updated 4-bedroom, 3-bath executive pool home in the heart of the East Lake Corridor. Situated on a desirable cul-de-sac, this residence features an open, split-bedroom floor plan designed for comfortable living and effortless entertaining. The gourmet-style kitchen showcases a large island, spacious dining area, and seamless connection to the family room. Sliding doors lead to the resort-style pool and spa area, complete with a fully equipped outdoor bar—perfect for entertaining family and friends. The luxurious primary suite offers a beautifully appointed en-suite bathroom with a walk-in shower, dual-sink vanity, freestanding tub, and a spacious walk-in closet with custom built-ins. A dining room and living room combination, two additional bedrooms with a shared full bath, and a private rear bedroom suite with access to the pool bath and pool area provide plenty of flexibility for family and guests. An interior laundry room and oversized three-car garage complete this exceptional home. Located in an A-rated school district with Lansbrook Commons Park directly across the street, this home offers the best of the Lansbrook lifestyle. Come experience all that Lansbrook has to offer!

4730 Wrentham Place, Palm Harbor
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