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The Smart Buy in Palm Harbor: Updated, Energy Efficient, Storm Ready & Move-In Ready. Move-in ready, updated, energy efficient, and storm prepared—this Palm Harbor villa offers the peace of mind buyers are looking for. Located in the desirable Cloverplace community, this 3-bedroom, 2-bath villa with a 1-car garage has already had the major improvements completed, making it easy to simply unpack and enjoy the Florida lifestyle. Major upgrades include a 2023 Rheem 2-ton high-efficiency A/C system, additional R-49 blown-in attic insulation added in 2022, impact-resistant double-hung windows installed in 2018 with a transferable lifetime warranty, a 200 mph hurricane-rated impact garage door installed in 2023, and an Owens Corning dimensional roof completed in 2022. Inside, the home features a beautifully remodeled kitchen, vaulted ceilings that create an open and spacious feel, fresh interior paint, and a comfortable layout designed for easy everyday living. The exterior has also been freshly painted and includes low-maintenance vinyl siding with vinyl fascia and soffits on the front of the home, plus an irrigation system for added convenience. Built in 1984, this 950-square-foot villa offers a smart combination of comfort, efficiency, and durability. The low $230/month HOA adds to the appeal, and the community is pet friendly, allowing pets up to 25 pounds. Enjoy a convenient Palm Harbor location just minutes from shopping, dining, parks, golf, and the beautiful Gulf Coast beaches. Whether you are looking for a full-time residence, seasonal retreat, or low-maintenance Florida home, this villa checks all the boxes. With major upgrades already completed and energy-efficient, storm-ready improvements in place, this is a smart buy in one of Palm Harbor’s most convenient locations.

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

The Smart Buy in Palm Harbor: Updated, Energy Efficient, Storm Ready & Move-In Ready. Move-in ready, updated, energy efficient, and storm prepared—this Palm Harbor villa offers the peace of mind buyers are looking for. Located in the desirable Cloverplace community, this 3-bedroom, 2-bath villa with a 1-car garage has already had the major improvements completed, making it easy to simply unpack and enjoy the Florida lifestyle. Major upgrades include a 2023 Rheem 2-ton high-efficiency A/C system, additional R-49 blown-in attic insulation added in 2022, impact-resistant double-hung windows installed in 2018 with a transferable lifetime warranty, a 200 mph hurricane-rated impact garage door installed in 2023, and an Owens Corning dimensional roof completed in 2022. Inside, the home features a beautifully remodeled kitchen, vaulted ceilings that create an open and spacious feel, fresh interior paint, and a comfortable layout designed for easy everyday living. The exterior has also been freshly painted and includes low-maintenance vinyl siding with vinyl fascia and soffits on the front of the home, plus an irrigation system for added convenience. Built in 1984, this 950-square-foot villa offers a smart combination of comfort, efficiency, and durability. The low $230/month HOA adds to the appeal, and the community is pet friendly, allowing pets up to 25 pounds. Enjoy a convenient Palm Harbor location just minutes from shopping, dining, parks, golf, and the beautiful Gulf Coast beaches. Whether you are looking for a full-time residence, seasonal retreat, or low-maintenance Florida home, this villa checks all the boxes. With major upgrades already completed and energy-efficient, storm-ready improvements in place, this is a smart buy in one of Palm Harbor’s most convenient locations.

3251 Latana Drive, Palm Harbor

$281,400

Welcome to 3199 Phlox Drive in the heart of Palm Harbor! This charming 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of potential to make it your own. Step outside and enjoy the HUGE backyard, providing an incredible amount of outdoor space for relaxing, entertaining, pets, or play. A NEW back deck creates the perfect spot for morning coffee, grilling, or unwinding at the end of the day. Conveniently located near shopping, dining, parks, beaches, and everything Palm Harbor has to offer. Don’t miss your opportunity to make this one yours!

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Welcome to 3199 Phlox Drive in the heart of Palm Harbor! This charming 3-bedroom, 2-bath home offers a comfortable and functional layout with plenty of potential to make it your own. Step outside and enjoy the HUGE backyard, providing an incredible amount of outdoor space for relaxing, entertaining, pets, or play. A NEW back deck creates the perfect spot for morning coffee, grilling, or unwinding at the end of the day. Conveniently located near shopping, dining, parks, beaches, and everything Palm Harbor has to offer. Don’t miss your opportunity to make this one yours!

3199 Phlox Drive Unit 214, Palm Harbor

$280,000

Palm Harbor Living at Its Best! Welcome to this move-in-ready 3BR/2BA villa-style condo in the highly desirable Cloverplace community. Bright and open, this updated home features a spacious split-bedroom floor plan, refreshed kitchen with granite-look countertops, new stainless appliances, breakfast bar, and a private primary suite with walk-in closet and en-suite bath. Enjoy peace of mind with a newer roof (2022) and durable vinyl siding, plus low HOA fees with access to the community pool and park. Perfectly located just minutes from Downtown Palm Harbor, award-winning beaches, top-rated schools, shopping, dining, and nightlife—this home offers the best of the Florida lifestyle at an incredible value. Turnkey, stylish, and perfectly located—schedule your showing today! Seller is offering a One-Year Choice Home Warranty

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Palm Harbor Living at Its Best! Welcome to this move-in-ready 3BR/2BA villa-style condo in the highly desirable Cloverplace community. Bright and open, this updated home features a spacious split-bedroom floor plan, refreshed kitchen with granite-look countertops, new stainless appliances, breakfast bar, and a private primary suite with walk-in closet and en-suite bath. Enjoy peace of mind with a newer roof (2022) and durable vinyl siding, plus low HOA fees with access to the community pool and park. Perfectly located just minutes from Downtown Palm Harbor, award-winning beaches, top-rated schools, shopping, dining, and nightlife—this home offers the best of the Florida lifestyle at an incredible value. Turnkey, stylish, and perfectly located—schedule your showing today! Seller is offering a One-Year Choice Home Warranty

327 Phlox Drive Unit 327, Palm Harbor

3294 Cloverplace Drive Unit 15, Palm Harbor

$270,000

Have you been searching for an updated condo with an affordable HOA, NO flood insurance, expansive outdoor space, and a convenient location? Well then, consider this Cloverplace jewel your four-leaf clover! This baby’s got back with an impressive backyard built for enjoying and entertaining the Sunshine State way. Expansive new decks offer plenty of space for chilling and grilling, while new privacy fencing and an irrigation system make this yard a true people and pet pleaser. But the wow factor doesn’t stop outside. This move-in-ready 3-bedroom, 2-bath home is ready for you to lay down roots. Interior upgrades include fresh paint, quartz countertops, stainless steel appliances, a 2017 HVAC and water heater, a 2024 roof, and newly installed hurricane-rated windows, making this a safe and sound investment. Generously sized open living spaces and a split-bedroom floor plan offer both flexibility and privacy, with plenty of room to kick back after a day of Florida living. And the lifestyle couldn’t be more convenient. Walk out your front door to the community pool or head right around the corner to some of Palm Harbor’s best restaurants and retail. Need a Target or Publix run? Boot Ranch is just a five minute drive away, and award-winning Pinellas beaches are only a 20-minute, door-to-shore trip. Don’t wait on this 3/2 Cloverplace gem and its rare outdoor space. If affordable Florida living is what you’ve been looking for, this is your place.

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Have you been searching for an updated condo with an affordable HOA, NO flood insurance, expansive outdoor space, and a convenient location? Well then, consider this Cloverplace jewel your four-leaf clover! This baby’s got back with an impressive backyard built for enjoying and entertaining the Sunshine State way. Expansive new decks offer plenty of space for chilling and grilling, while new privacy fencing and an irrigation system make this yard a true people and pet pleaser. But the wow factor doesn’t stop outside. This move-in-ready 3-bedroom, 2-bath home is ready for you to lay down roots. Interior upgrades include fresh paint, quartz countertops, stainless steel appliances, a 2017 HVAC and water heater, a 2024 roof, and newly installed hurricane-rated windows, making this a safe and sound investment. Generously sized open living spaces and a split-bedroom floor plan offer both flexibility and privacy, with plenty of room to kick back after a day of Florida living. And the lifestyle couldn’t be more convenient. Walk out your front door to the community pool or head right around the corner to some of Palm Harbor’s best restaurants and retail. Need a Target or Publix run? Boot Ranch is just a five minute drive away, and award-winning Pinellas beaches are only a 20-minute, door-to-shore trip. Don’t wait on this 3/2 Cloverplace gem and its rare outdoor space. If affordable Florida living is what you’ve been looking for, this is your place.

3294 Cloverplace Drive Unit 15, Palm Harbor

$255,000

Experience refined Florida living at Palm Harbor's desirable 351 Ixora Drive, where modern elegance meets effortless coastal charm. This beautifully updated 3-bedroom, 2-bath villa-style condo offers a seamless blend of sophistication, comfort, and low-maintenance living in one of the area's most sought-after communities. A screened front entry welcomes you into a bright, open-concept interior featuring stylish wood-look tile flooring throughout. The dining and family room combination creates an inviting atmosphere ideal for entertaining or relaxing in comfort. The remodeled kitchen(2020) showcases contemporary finishes and modern updates designed to complement today's lifestyle. The private primary suite serves as a true retreat, highlighted by elegant double French doors, glass sliding doors, walk-in closet, and a tranquil, secluded layout. Sliding glass doors from the family room open to a screened rear patio, the perfect setting for morning coffee, evening cocktails, or enjoying Florida's year-round ambiance. Surrounded by beautiful oak trees, the property offers a serene and picturesque setting with timeless Florida charm. Additional highlights include a roof replaced approximately five years ago and exceptionally low HOA fees, with only HO3 condo insurance required for added affordability and peace of mind. Privacy fence, back patio and extra landscaping can be added with HOA approval. Ideally located within the boundaries of some of Pinellas County's top-rated schools, including Sutherland Elementary School, Palm Harbor Middle School, and the highly acclaimed Palm Harbor University High School. Enjoy easy access to Florida's celebrated Gulf Coast beaches, just 6 miles from Honeymoon Island State Park and Fred Howard Park ( 9 miles), where pristine white sands and breathtaking sunsets await. This move-in-ready residence presents a rare opportunity to enjoy the very best of the Florida lifestyle in a premier location. Schedule your private showing today. Be sure to explore the immersive Matterport virtual tour.

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Experience refined Florida living at Palm Harbor's desirable 351 Ixora Drive, where modern elegance meets effortless coastal charm. This beautifully updated 3-bedroom, 2-bath villa-style condo offers a seamless blend of sophistication, comfort, and low-maintenance living in one of the area's most sought-after communities. A screened front entry welcomes you into a bright, open-concept interior featuring stylish wood-look tile flooring throughout. The dining and family room combination creates an inviting atmosphere ideal for entertaining or relaxing in comfort. The remodeled kitchen(2020) showcases contemporary finishes and modern updates designed to complement today's lifestyle. The private primary suite serves as a true retreat, highlighted by elegant double French doors, glass sliding doors, walk-in closet, and a tranquil, secluded layout. Sliding glass doors from the family room open to a screened rear patio, the perfect setting for morning coffee, evening cocktails, or enjoying Florida's year-round ambiance. Surrounded by beautiful oak trees, the property offers a serene and picturesque setting with timeless Florida charm. Additional highlights include a roof replaced approximately five years ago and exceptionally low HOA fees, with only HO3 condo insurance required for added affordability and peace of mind. Privacy fence, back patio and extra landscaping can be added with HOA approval. Ideally located within the boundaries of some of Pinellas County's top-rated schools, including Sutherland Elementary School, Palm Harbor Middle School, and the highly acclaimed Palm Harbor University High School. Enjoy easy access to Florida's celebrated Gulf Coast beaches, just 6 miles from Honeymoon Island State Park and Fred Howard Park ( 9 miles), where pristine white sands and breathtaking sunsets await. This move-in-ready residence presents a rare opportunity to enjoy the very best of the Florida lifestyle in a premier location. Schedule your private showing today. Be sure to explore the immersive Matterport virtual tour.

351 Ixora Drive Unit 61, Palm Harbor

$232,500

PREFERRED LENDER CREDIT AVAILABLE (UP TO $5,000)! SUPER location in Clover Place Condos, a villa-style condo in the highly desirable Clover Place community of Palm Harbor. This inviting 2-bedroom, 1-bath with an enclosed sunroom that could be used as an office and a GARAGE, makes this the perfect blend of comfort, convenience, and low-maintenance living, all with a low HOA. It is truly an exceptional value in today’s market. Roof 2016, New Sears Double pane Windows 2015, AC 2018. Offering the privacy of a single-family feel with the ease of condo living, this gem is ideally located near shopping, dining, beaches, and top-rated schools. Whether you're a first-time buyer, downsizing, or seeking a smart investment opportunity, this Cloverplace beauty is one you don’t want to miss. Great community. All ages and pets welcome. Must own for 1 year before renting.

2 Beds ⋅ 1 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

PREFERRED LENDER CREDIT AVAILABLE (UP TO $5,000)! SUPER location in Clover Place Condos, a villa-style condo in the highly desirable Clover Place community of Palm Harbor. This inviting 2-bedroom, 1-bath with an enclosed sunroom that could be used as an office and a GARAGE, makes this the perfect blend of comfort, convenience, and low-maintenance living, all with a low HOA. It is truly an exceptional value in today’s market. Roof 2016, New Sears Double pane Windows 2015, AC 2018. Offering the privacy of a single-family feel with the ease of condo living, this gem is ideally located near shopping, dining, beaches, and top-rated schools. Whether you're a first-time buyer, downsizing, or seeking a smart investment opportunity, this Cloverplace beauty is one you don’t want to miss. Great community. All ages and pets welcome. Must own for 1 year before renting.

341 Hibiscus Drive, Palm Harbor

$210,000

Charming 3 bedroom, 2 bath condo with a one car garage in a fantastic location!! This home offers great value with major updates already completed, including a newer roof (2025 with transferable warranty) newer AC (2024 also with warranty) newer windows, newer siding (2025) new gutters (2025) Hot water heater and fresh interior paint. Spacious layout with plenty of natural light and a functional floor plan perfect for comfortable living or investment opportunity . Large fenced back yard Priced to sell and ideally situated near shopping, dining and everyday conveniences. Easy commute and just minutes to airports and OUR award winning Pinellas County Beaches! WELCOME TO AFFORDABLE FLORIDA LIVING! Don't miss your chance to own in this desirable area!

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Charming 3 bedroom, 2 bath condo with a one car garage in a fantastic location!! This home offers great value with major updates already completed, including a newer roof (2025 with transferable warranty) newer AC (2024 also with warranty) newer windows, newer siding (2025) new gutters (2025) Hot water heater and fresh interior paint. Spacious layout with plenty of natural light and a functional floor plan perfect for comfortable living or investment opportunity . Large fenced back yard Priced to sell and ideally situated near shopping, dining and everyday conveniences. Easy commute and just minutes to airports and OUR award winning Pinellas County Beaches! WELCOME TO AFFORDABLE FLORIDA LIVING! Don't miss your chance to own in this desirable area!

3199 Phlox Drive, Palm Harbor

$195,000

Welcome home to this beautifully maintained 3 Bedroom/2 Bathroom Palm Harbor residence. Offering a spacious and functional floor plan, this home is designed for comfortable everyday living while providing the perfect space for entertaining family and friends. Step inside to discover an inviting open-concept layout featuring generous living areas filled with natural light. The well-appointed kitchen offers ample cabinet and counter space, making meal preparation a breeze while overlooking the main living and dining areas. The spacious primary suite provides a relaxing retreat with a private en-suite bathroom, while the additional bedrooms allow flexibility for guests, a home office, or growing families. Enjoy the convenience of abundant storage throughout the home. Outside, the backyard provides plenty of room for outdoor gatherings, gardening, or simply relaxing in the Florida sunshine. Whether you're hosting a weekend barbecue or enjoying a quiet evening, this outdoor space offers endless possibilities. Located just minutes from top-rated schools, beautiful Gulf beaches, parks, shopping, dining, and easy access to major commuter routes, this home combines comfort, convenience, and the Florida lifestyle you've been searching for.

3 Beds ⋅ 2 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Welcome home to this beautifully maintained 3 Bedroom/2 Bathroom Palm Harbor residence. Offering a spacious and functional floor plan, this home is designed for comfortable everyday living while providing the perfect space for entertaining family and friends. Step inside to discover an inviting open-concept layout featuring generous living areas filled with natural light. The well-appointed kitchen offers ample cabinet and counter space, making meal preparation a breeze while overlooking the main living and dining areas. The spacious primary suite provides a relaxing retreat with a private en-suite bathroom, while the additional bedrooms allow flexibility for guests, a home office, or growing families. Enjoy the convenience of abundant storage throughout the home. Outside, the backyard provides plenty of room for outdoor gatherings, gardening, or simply relaxing in the Florida sunshine. Whether you're hosting a weekend barbecue or enjoying a quiet evening, this outdoor space offers endless possibilities. Located just minutes from top-rated schools, beautiful Gulf beaches, parks, shopping, dining, and easy access to major commuter routes, this home combines comfort, convenience, and the Florida lifestyle you've been searching for.

3157 Phlox Drive Unit 3157, Palm Harbor

$160,000

Calling All Investors, Flippers & DIY Enthusiasts — Value-Add Opportunity in Palm Harbor's Cloverplace $199,999 | 855 Sq Ft | 2 Bed / 1 Bath | HOA Only $230/Month This villa-style home in the highly sought-after Cloverplace community is a rare find for anyone looking to build equity through renovation. Compact and efficient, this is an ideal scale for a first flip, a manageable DIY project, or a low-maintenance rental — with good bones, a smart layout, and a location that already commands strong demand. Why This Deal Works: Priced to leave room for renovation budget — at $199,999, this is one of the most accessible entry points into Cloverplace, leaving equity room to invest in updates and still land below comparable renovated homes in the area Right-sized for a fast turnaround — 855 sq ft keeps renovation costs and timelines manageable, ideal for a first-time flipper or a weekend-warrior DIY project Just $230/month HOA — covers water, sewer, trash, and exterior/community maintenance, keeping your carrying costs low during renovation and your margins protected after Land ownership — no lot-lease traps eating into your returns Investor-friendly community — no restrictive rental caps working against your exit strategy Only one shared wall — near-single-family feel and privacy, which commands a premium with buyers and tenants alike Private fenced backyard — instant value-add potential for outdoor living space, a huge draw for resale or rental. The Upside: The layout offers real flexibility for a renovation plan: the primary suite connects via sliding glass doors to a bonus room ideal for staging as a home office, den, or fitness space — a feature today's buyers pay extra for, and one that helps this 2-bed unit feel bigger than its footprint. Open living/dining flow gives you a blank canvas for a full kitchen and interior refresh without major structural work. The Numbers Story: Cloverplace homes are known for strong desirability and affordability in the Palm Harbor market, close to shopping, dining, and a short drive to Gulf beaches — all things that support strong resale value or rental demand once updates are complete. With a low entry price, low HOA, and a compact footprint, this deal keeps your total investment (purchase + renovation) well-positioned against post-renovation comps. Whether your plan is fix-and-flip, buy-and-hold rental, or a live-in renovation, the fundamentals here — location, land ownership, low carrying costs — do a lot of the heavy lifting for your business plan. This is the kind of project that doesn't sit on the market long. Schedule your showing today and run your numbers on Cloverplace best value opportunity.

2 Beds ⋅ 1 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code

Calling All Investors, Flippers & DIY Enthusiasts — Value-Add Opportunity in Palm Harbor's Cloverplace $199,999 | 855 Sq Ft | 2 Bed / 1 Bath | HOA Only $230/Month This villa-style home in the highly sought-after Cloverplace community is a rare find for anyone looking to build equity through renovation. Compact and efficient, this is an ideal scale for a first flip, a manageable DIY project, or a low-maintenance rental — with good bones, a smart layout, and a location that already commands strong demand. Why This Deal Works: Priced to leave room for renovation budget — at $199,999, this is one of the most accessible entry points into Cloverplace, leaving equity room to invest in updates and still land below comparable renovated homes in the area Right-sized for a fast turnaround — 855 sq ft keeps renovation costs and timelines manageable, ideal for a first-time flipper or a weekend-warrior DIY project Just $230/month HOA — covers water, sewer, trash, and exterior/community maintenance, keeping your carrying costs low during renovation and your margins protected after Land ownership — no lot-lease traps eating into your returns Investor-friendly community — no restrictive rental caps working against your exit strategy Only one shared wall — near-single-family feel and privacy, which commands a premium with buyers and tenants alike Private fenced backyard — instant value-add potential for outdoor living space, a huge draw for resale or rental. The Upside: The layout offers real flexibility for a renovation plan: the primary suite connects via sliding glass doors to a bonus room ideal for staging as a home office, den, or fitness space — a feature today's buyers pay extra for, and one that helps this 2-bed unit feel bigger than its footprint. Open living/dining flow gives you a blank canvas for a full kitchen and interior refresh without major structural work. The Numbers Story: Cloverplace homes are known for strong desirability and affordability in the Palm Harbor market, close to shopping, dining, and a short drive to Gulf beaches — all things that support strong resale value or rental demand once updates are complete. With a low entry price, low HOA, and a compact footprint, this deal keeps your total investment (purchase + renovation) well-positioned against post-renovation comps. Whether your plan is fix-and-flip, buy-and-hold rental, or a live-in renovation, the fundamentals here — location, land ownership, low carrying costs — do a lot of the heavy lifting for your business plan. This is the kind of project that doesn't sit on the market long. Schedule your showing today and run your numbers on Cloverplace best value opportunity.

3165 Phlox Drive, Palm Harbor